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** LOWEST-PRICED HOME IN OSPREY LAKES — INSTANT EQUITY OPPORTUNITY! **
Welcome to the best value in all of Osprey Lakes—a rare chance to buy into one of Chuluota’s most desirable gated communities at a price far below neighborhood averages. This 4-bedroom, 3-bath, 2, 356 sq ft home is now one of the lowest-priced home EVER offered in Osprey Lakes, surrounded by properties that regularly sell in the mid-$600s to over $700K. With some cosmetic updates, this home’s value could easily push well above $625, 000, giving buyers a built-in equity advantage from day one.
Step inside to soaring ceilings, large open living spaces filled with natural light, and a split-bedroom floor plan that offers privacy and comfort. The home sits on a spacious . 55-acre lot with mature trees and plenty of room to design your dream backyard—pool, garden, play area, or private retreat. Fresh paint inside and out (2025) a brand-new roof (2024), new luxury laminate in the bedrooms (2025) take care of the important items, leaving only cosmetic preferences for the next owner to customize.
The highly sought-after A-rated Seminole County Schools zone makes this home an exceptional long-term investment. Plus, enjoy Osprey Lakes' gated security, tranquil natural surroundings, and access to a community lake with fishing and small-boat launching.
With interest rates expected to drop, demand and prices in this area will continue to rise—don’t wait and watch this opportunity slip away. Secure your place in this premier community before prices climb. Homes at this price do not last in Osprey Lakes.
This is your chance to purchase smart, build equity fast, and create the home you’ve been dreaming of.
Schedule your showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$585,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $468,000 | $468,000 | $468,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.571% | 6.533% | 5.668% |
| Monthly Tax Payment | $537 | $537 | $537 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,768 | $2,920 | $3,793 |
| Total Monthly Payment | $3,397 | $3,549 | $4,422 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.