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Welcome to this charming 2 bed, 2 bath farmhouse-style bungalow! The house was built in 2023 and is nestled on 0. 47 acres. This beautifully designed single-family home offers the perfect blend of comfort, style, and convenience—all on one level. It’s ideal for anyone seeking easy, single-level living with little maintenance. Step inside to discover an open floor plan featuring modern finishes, including stainless steel appliances and luxury vinyl plank flooring. The spacious living area flows effortlessly into the kitchen and living space, which makes it perfect for both relaxing and entertaining. Outside, a large front porch invites you to enjoy your morning coffee or evening sunsets in a peaceful setting. The home is situated on a concrete shared driveway and includes a private parking pad. Built with quality and care, just a few years ago, the home boasts a newer roof, HVAC system, and all the benefits of recent construction! Located just off Main Street, you'll enjoy the walkable access to restaurants, shopping, and all that downtown Walhalla has to offer. Whether you're a first-time buyer, looking to downsize, or seeking a smart investment, this home is FHA, USDA, and VA loan eligible, making it a great option for a wide range of buyers. If you're looking for a well-built, stylish, and recently built home at a price that won’t break the bank, this one is a must-see!
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Our Executive Mortgage Banker:
$195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $156,000 | $156,000 | $156,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $886 | $934 | $1,244 |
| Total Monthly Payment | $961 | $1,009 | $1,319 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.