412 N Spring Street, Walhalla, SC, 29691 | $195,000

Welcome to this charming 2 bed, 2 bath farmhouse-style bungalow! The house was built in 2023 and is nestled on 0. 47 acres. This beautifully designed single-family home offers the perfect blend of comfort, style, and convenience—all on one level. It’s ideal for anyone seeking easy, single-level living with little maintenance. Step inside to discover an open floor plan featuring modern finishes, including stainless steel appliances and luxury vinyl plank flooring. The spacious living area flows effortlessly into the kitchen and living space, which makes it perfect for both relaxing and entertaining. Outside, a large front porch invites you to enjoy your morning coffee or evening sunsets in a peaceful setting. The home is situated on a concrete shared driveway and includes a private parking pad. Built with quality and care, just a few years ago, the home boasts a newer roof, HVAC system, and all the benefits of recent construction! Located just off Main Street, you'll enjoy the walkable access to restaurants, shopping, and all that downtown Walhalla has to offer. Whether you're a first-time buyer, looking to downsize, or seeking a smart investment, this home is FHA, USDA, and VA loan eligible, making it a great option for a wide range of buyers. If you're looking for a well-built, stylish, and recently built home at a price that won’t break the bank, this one is a must-see!

Features

  • Bedrooms: 2
  • Baths: 2 full
  • Style: Bungalow
  • Development: 203-Oconee County,SC
  • Year Built: 2023
  • Heating: Central,Electric
  • Cooling: Central Air,Electric,Heat Pump
  • Basement: None,Crawl Space
  • Acreage: 0.47
  • Lot Desc: City Lot,Gentle Sloping,Not In Subdivision,Sloped
  • Elem. School: James M Brown Elem
  • Middle School: Walhalla Middle
  • High School: Walhalla High
  • Appliances: Dishwasher,Electric Oven,Electric Range,Microwave
  • MLS#: 20290485
  • Days on Market: 88 days
  • Website: https://www.raveis.com
    /prop/20290485/412nspringstreet_walhalla_sc?source=qrflyer
The data relating to real estate for sale on this Web site comes in part from the Broker Reciprocity Program of the Western Upstate Association of REALTORS®, Inc. and the Western Upstate Multiple Listing Service, Inc This information is deemed reliable, but not guaranteed. Neither, the Western Upstate Association of REALTORS®, Inc. or Western Upstate Multiple Listing Service of South Carolina, Inc., nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is responsible for verifying all information. This information is provided by the Western Upstate Association of REALTORS®, Inc. and Western Upstate Multiple Listing Service of South Carolina, Inc. for use by its members and is not intended for the use for any other purpose.
Listing courtesy of Allen Tate - Lake Keowee North   Phone: 864-944-2400

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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412 N Spring Street, Walhalla, SC, 29691

$195,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $156,000 $156,000 $156,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $886 $934 $1,244
Total Monthly Payment $961 $1,009 $1,319

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.