657 W KELLER STREET, Hernando, FL, 34442 | $529,900

IT’S ALWAYS THE LITTLE THINGS! Small details make the biggest impression and mean the most to the discernable buyer. NEW ROOF, NEW HVAC & NEW TANKLESS WATER HEATER in 2025 for NO WORRIES! This 6-bedroom/4 bath home, sitting on 1. 21 acres, is the epitome of comfort, warmth and belonging. It’s the place to be… whether it’s for holiday gatherings poolside, watching Sunday football in the family room with the built-in entertainment center, afternoon card games in the nook with refreshments & treats at the dry bar, or providing the perfect ambiance to your distinguished guests in the front, formal rooms. The formal living and dining rooms are separated from the rest of the home and showcase a tray ceiling in the dining room, a DOUBLE tray in the living room, wall niche and lighted ledge with crown molding around the perimeter. Through the small alcove with built-in shelving and into the kitchen, you have entered the large common area where family can relax and let the good times roll! The kitchen boasts a double wall oven, separate cooktop, closet pantry, island with seating and a breakfast bar. A pass-through window from the kitchen to the lanai is super handy for those wonderful get-togethers! The amazing floor plan provides plenty of privacy and escape from your busy day with the master bedroom being located off the quiet, formal end of the house, while the guest hallway with the remaining 5 bedrooms is located off the family room at the other end of the home. The master bedroom features a tray ceiling of its own, dual walk-in closets, plant shelves and an ensuite with split vanities, makeup desk, garden tub, separate walk-in shower and linen closet. BONUS: A separate sitting room/office with a slider is just off the master bedroom. In the guest wing, the other bedrooms all have plant shelves and double bifold closets. There are so many closets… CLOSETS GALORE! There are 4 separate, additional closets in the guest hallway, as well as double bifold linen closets in the bathrooms. Saving the best for last, the covered lanai with the screen enclosed pool is the last stop and most welcome ending to your day! Full landscaping with an 8-zone irrigation system for convenience. A large circular driveway for all the comings and goings is a plus! No Flood Zone! Perfectly located in the Villages of Citrus Hills, which is only 5 miles away from Citrus County’s BRAND-NEW RETAIL HUB, The Shoppes of Black Diamond. This hot spot is a Shopper’s Delight, featuring many well-known retailers, as well as some of your favorite Big Box Stores. Remember all those closets! And of course, Crystal River is only 20 minutes away for fishing, kayaking, biking, nature walks and the only place to SWIM WITH THE MANATEES. A FREE 1yr HOME WARRANTY for peace of mind is OFFERED to the Buyer!

Features

  • Rooms: 4
  • Bedrooms: 6
  • Baths: 4 full
  • Lot Size: 153 x 331
  • Laundry: Inside, Laundry Room
  • Year Built: 2002
  • Garage: 2-car Circular Driveway, Driveway, Garage Door Opener, Garage Faces Side
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,831
  • Acreage: 1.21
  • Lot Size: 153 x 331
  • Est. Taxes: $5,962
  • HOA Fee: $170 Annually
  • Lot Desc: Landscaped, Level, Near Golf Course
  • Elem. School: Forest Ridge Elementary School
  • Middle School: Lecanto Middle School
  • High School: Lecanto High School
  • Pool: Gunite, In Ground, Outside Bath Access, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Tankless Water Heater, Washer
  • MLS#: TB8410671
  • Days on Market: 273 days
  • Website: https://www.raveis.com
    /prop/TB8410671/657wkellerstreet_hernando_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/10/2026 5:07:24 PM)
Listing courtesy of ERA AMERICAN SUNCOAST REALTY   Phone: 352-726-5855

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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657 W KELLER STREET, Hernando, FL, 34442

$529,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $423,920 $423,920 $423,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $497 $497 $497
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,508 $2,610 $3,436
Total Monthly Payment $3,097 $3,199 $4,025

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.