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Welcome to Apartment 4J at 105 Garth Road, a beautifully maintained and generously sized one bedroom Co-op, ideally located on the highly desirable Garth Road. This sun drenched, double exposure unit features hardwood floors throughout, oversized windows, and a layout that offers both comfort and flexibility. The expansive living area offers great versatility for entertaining, relaxing, or working from home, while the updated kitchen provides ample cabinetry and counter space for all your culinary needs. The king-sized bedroom includes an oversized closet and a peaceful view, creating a serene retreat at the end of your day. Additional highlights include a welcoming foyer, multiple closets for great storage, and classic pre-war charm throughout. Situated in a well maintained elevator co-op building with laundry facilities, bicycle storage, storage unit available and a live-in super. Residents enjoy access to Lake Isle Country Club, with golf, tennis, and pool amenities available upon membership. Commuters will love the unbeatable location. You’re just steps from the Scarsdale Metro-North station (a 30-minute express train to Grand Central), shops, restaurants, and walking trails along the Bronx River Parkway. Street parking is free with a town permit, and garages are nearby. Monthly maintenance is approximately $1, 053 and covers heat, hot water, and taxes, with an additional $68. 39 charge for cable and internet. STAR credit is not reflected in the maintenance amount. Renting is permitted after two years of owner occupancy, for up to five years total, with no new tenants allowed during the fourth and fifth years. Don’t miss this opportunity to own a charming home with suburban convenience and urban accessibility!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $276,000 | $276,000 | $276,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,611 | $1,677 | $2,237 |
| Total Monthly Payment | $1,686 | $1,752 | $2,312 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.