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A Rare Find – Alafia River home! The property has an assumable mortgage with a 4% interest rate. This fully renovated 3 bed 2 bath ranch style block home sits on a huge lot with waterfront access to the Alafia river and a short boat ride to Tampa Bay. Bring your boat, RV, & other fun toys ~ **No HOA or CDD** Conveniently located just minutes from I-75 and US-41, restaurants, shopping, & more - you can enjoy quiet living with quick access to all life’s needs! Savor the fully fence almost half acre lot featuring your own onsite kayak/paddleboard launch and covered dock with boat lift. The plumbing, electrical, and septic system were updated in 2017 & 2018. New fence, fresh interior and exterior paint, newly renovated kitchen & bathroom, flooring, and more! **HVAC 2024** Relax with a cold drink or good book on the enclosed rear lanai overlooking the large backyard and canal. Located on a quiet dead-end street, this property is a peaceful slice of true Florida living. All the bedrooms are nicely sized with ample closet space. The easy flow between the kitchen, living room, family room, and outdoor lanai creates the perfect house for entertaining in everyday life or could serve as a great vacation getaway (Airbnb & rental income potential). Schedule your showing today and come enjoy the Florida waterfront lifestyle!
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Our Executive Mortgage Banker:
Our Insurance Division:
$519,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $415,200 | $415,200 | $415,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $580 | $580 | $580 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,390 | $2,487 | $3,310 |
| Total Monthly Payment | $3,062 | $3,159 | $3,982 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.