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Welcome to 24354 Pirate Harbor Blvd, a beautifully maintained custom-built waterfront home in the desirable boating community of Pirate Harbor. Ideally situated at an elevation of 11. 5 feet, this residence offers peace of mind along with breathtaking water views and direct sailboat access to Charlotte Harbor and the Gulf of America—an exceptional retreat for boaters and sunset enthusiasts alike. Built in 2009 and meticulously cared for by its original owners, this home features over 2, 400 square feet of thoughtfully designed living space. From the moment you enter through the elegant double etched-glass front doors, you’re welcomed by an open, airy layout accented by diagonally laid tile, tray ceilings, bullnose corners, and abundant natural light. The spacious living room flows seamlessly into the kitchen and dining areas, creating an inviting space for both everyday living and entertaining. Just off the main living area, a private office or den with double doors and a tray ceiling provides a quiet place to work, create, or relax. The dining area is highlighted by a stunning aquarium window, framing tranquil views of the water and lanai and bringing the beauty of the outdoors inside. The kitchen is both charming and functional, offering a center pot sink, raised dishwasher, breakfast bar, cabinet lighting, and carefully selected drawer hardware designed to complement the countertops—one of many thoughtful details throughout the home. The primary suite is a peaceful retreat featuring a spacious walk-in closet and pocket sliders leading to the luxurious ensuite bath. The primary bathroom includes a lighted tray ceiling, jetted tub, Roman shower, dual vanities, private water closet, and linen storage. Guests will appreciate their own private wing, complete with two bedrooms connected by a Jack-and-Jill bathroom featuring a Roman shower, tray ceiling, and linen closet. A conveniently located half bath with direct lanai access is perfect for pool days and outdoor entertaining.
Step outside to the southern-exposure lanai, designed for year-round enjoyment. The heated saltwater pool with solar cover is surrounded by ample space for lounging and dining. A utility sink and pool storage room with a drain—easily convertible to an outdoor shower—add exceptional functionality. Boaters will love the 8x32 wood dock equipped with water and electric at the fish station, ideal for cleaning your catch or enjoying quiet waterfront evenings. The 10, 000 lb boat lift includes a newer canvas cover, and the dock chairs and fishing box convey with the home—ready for your next adventure. The garage offers an impressive 8x10 lofted storage area with stand-up height, a rare and valuable feature. Additional highlights include impact glass throughout, Kevlar protection for sliding doors, pre-wired security, seven hose bibs, and electrical outlets on every plant shelf—perfect for lighting or seasonal décor. A transferable flood insurance policy adds even more value and peace of mind.
Recent updates include:
• New metal roof (2023)
• Hot water heater (2024)
• Water softener (2024)
• AC system (2020)
This is a rare opportunity to own a truly exceptional waterfront home in Pirate Harbor. Schedule your private showing today and experience coastal Florida living at its finest.
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Our Executive Mortgage Banker:
Our Insurance Division:
$985,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $788,000 | $788,000 | $788,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.241% | 6.007% | 5.952% |
| Monthly Tax Payment | $500 | $500 | $500 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,474 | $4,661 | $6,544 |
| Total Monthly Payment | $5,066 | $5,253 | $7,136 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.