6 N Harbor Drive, #M116, Harbor Island, SC, 29920 | $379,900

Find your place in the sun on beautiful Harbor Island! This 2 BR/2 bath villa offers a simpler lifestyle while enjoying 2 1/2 miles of natural beach. The villa has been updated with new hurricane resistant windows & sliding door, exterior siding and composite decking (2025). Interior features granite counters, gray shaker cabinets & stainless Farm Sink in the kitchen; LVP flooring in living area & bedrooms, tile flooring in floyer and baths. Bathrooms are refreshed with new vanities. The living area opens to a private porch overlooking villa pool and ocean view! A new Mitsubishi HVAC was installed in 2024. Boardwalks offer easy access for enjoying time on the beach and island amenities are across the street. Island amenities include large/kiddy pools, fitness, gym, playground, tennis/basket/pickle ball courts, dog park, and a gift/snack shop. A community dock is ideal for crabbing and fishing. Several restaurants close to the island offer opportunities for dining out. Hunting Island State Park is only a short drive away and historic Beaufort is 14 miles inland for touring, shopping and many dining options. The villa is tastefully furnished and accessorized (furnished with esceptions) in a coastal vibe. . . . ready to move in and enjoy all this lovely piece of paradise has to offer. Whether it will be your permanent residence, vacation getaway, or income producing rental investment (future rentals can be transferred at closing). This is a first floor villa with only minimal stairs to the entrance with exterior and grounds maintained by the regime which=easier lifestyle and fun in the sun!

Features

  • Parking: Parking Lot, Asphalt, Additional Parking
  • Heating: Electric, Heat Pump
  • Cooling: Electric, Heat Pump
  • Amenities: Pickleball, Tennis Court(s), Garden, Fitness Center, Dog Park, Lawn Maintenance, Pool, Playground, Clubhouse, Walking Trail, Security Gate
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Development: Harbor Island
  • Year Built: 1985
  • Common Charge: $1,679 Annually
  • Approx Sq. Feet: 1,150
  • View: Ocean
  • Appliances: Electric Range, Cable TV/Available, Dishwasher, Disposal, Dryer, Fire Alarm, Furnished, Ice Maker, Microwave, Refrigerator, Washer
  • MLS#: 191686
  • Days on Market: 279 days
  • Website: https://www.raveis.com
    /prop/191686/6nharbordrive_harborisland_sc?source=qrflyer
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Jane WagnerSales Associate

770.313.5254

Jane.Wagner@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

6 N Harbor Drive, #M116, Harbor Island, SC, 29920

$379,900

Jane Wagner

Sales Associate

William Raveis Real Estate

Phone: 770.313.5254

Jane.Wagner@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $303,920 $303,920 $303,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,871 $1,919 $2,524
Total Monthly Payment $1,946 $1,994 $2,599

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.