1196 N STONEY POINT, Crystal River, FL, 34429 | $785,000

Once-in-a-Lifetime Waterfront Opportunity – 3-Acre Private Peninsula in Crystal River! What an incredible chance to own one of the most unique and breathtaking waterfront properties on Florida’s Nature Coast! This privately fenced 3-acre (MOL) peninsula offers approximately 2, 000 linear feet of bulkhead shoreline with panoramic water views in every direction. Nestled at the edge of Kings Spring, this one-of-a-kind homesite provides unparalleled access to some of the clearest freshwater in the state—perfect for fishing, kayaking, or simply enjoying the daily visits from manatees and dolphins. This property comes with a valid Army Corps of Engineers permit and a DEP permit, allowing for the addition of . 25 acres of fill dirt to build your dream home. Both permits are transferable and active until 2027, with options for extension. City water and sewer are already hooked up and paid for, saving you thousands in upfront utility costs. Imagine relaxing in a custom home surrounded by Bottle Brush trees, natural springs, and open water views on three sides. Enjoy peaceful privacy while being just minutes from downtown Crystal River's shops, restaurants, and festivals. Walk, golf cart, or paddle to nearby attractions including Three Sisters Springs. Call today to schedule your private tour of this remarkable waterfront sanctuary. Opportunities like this don’t come often—secure your piece of paradise!

Features

  • Lot Size: 166 x 240
  • Lot Desc: Buildable, In County, Level, Near Golf Course, Near Marina, Oversized Lot, Private
  • View: Trees/Woods, Water
  • Elem. School: Crystal River Primary School
  • Middle School: Crystal River Middle School
  • High School: Crystal River High School
  • MLS#: TB8410205
  • Days on Market: 167 days
  • Website: https://www.raveis.com
    /prop/TB8410205/1196nstoneypoint_crystalriver_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/30/2026 2:47:19 PM)
Listing courtesy of PLANTATION REALTY, INC.   Phone: 352-795-0784

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1196 N STONEY POINT, Crystal River, FL, 34429

$785,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $628,000 $628,000 $628,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.178% 5.541%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,566 $3,765 $5,048
Total Monthly Payment $3,658 $3,857 $5,140

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.