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Welcome Home to 640 Hardwood Dr, a beautifully designed 3-bedroom, 2-bath home located in the heart of Boiling Springs, SC, in desirable Spartanburg County. Built in 2020, this gem offers an open floorplan with a split bedroom setup, making it perfect for both comfort and functionality. Located just 3 minutes from shopping and dining options and a short drive to Lake Bowen's Anchor Park, this home offers the best of both convenience and tranquility. Whether you're relaxing at home or enjoying lake activities like boating or fishing, everything you need is nearby! Inside, you'll find luxury vinyl plank flooring throughout the common areas and bedrooms with tile in the baths and laundry. The spacious great room seamlessly flows into the kitchen, which features elegant quartz countertops, two pantries, a large sink with goose neck faucet, and a full suite of stainless steel appliances, including a smooth-top range, built-in microwave/hood vent (vented to the exterior, ) and side-by-side refrigerator with water and ice dispenser. The master suite is a true retreat, boasting a large walk-in closet and an ensuite bath with a double vanity and shower complete with a bench. The guest bedrooms are generously sized and share a bath with a walk-in shower. For those who need extra space, the garage is 23 feet deep on one side, providing room for larger vehicles, storage, or even a workbench and the floor has an epoxy finish. The exterior features charming stone accents, full sod, and underground irrigation, ensuring a beautiful and low-maintenance yard. Don't miss the opportunity to see this incredible home. Schedule a tour today and make 640 Hardwood Dr your new home in Boiling Springs!
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Our Executive Mortgage Banker:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $105 | $105 | $105 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,232 | $1,318 | $1,754 |
| Total Monthly Payment | $1,412 | $1,498 | $1,934 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.