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This beautifully remodeled turnkey, ground floor 2BR/2BA condo is steps to the oceanside pool and beach walkover as well as near the heated pool, tennis courts, clubhouse and fitness center. An open floor plan design is ideal for beach living and is handicap friendly with wide doors and easy-to-access ground floor location. Great rental unit grossing over $20, 000 year with more than 120 days of confirmed rental reservations thru April 2026. Start the day sipping your morning coffee on the private patio overlooking the tropical pond and fountain, which faces East for enjoying daily sunrise and an extra dose of Vitamin D plus the healing salt air. This lovingly owned and well-maintained condo is in excellent condition and offers updated kitchen with solid surface countertops and custom recessed ceiling with task lighting plus bran refrigerator. Updated vanities in both baths. Light and neutral tile throughout for easy cleanup after a long day with your toes in the sand soaking in the sun and the beach. HVAC system replaced February 2023 and under maintenance plan. This lovely condo is in popular Ocean Village Club, where pets are welcome and smiles and sunshine are plentiful. It is located in the heart of St Augustine Beach and is walking or biking distance to coffee and donut shops, great restaurants and entertainment, grocery stores, quaint shops and boutiques plus year-round pier activities - including weekly Farmers Market. If you’re looking to spend the day or evening touring the historic downtown St Augustine area, it’s only a short ride. Our community offers full amenities including private beach walkover, heated and unheated pools, tennis courts, shuffleboard courts near each pool, fitness room and clubhouse, grills that are close enough to keep your steaks and veggie burgers hot without intruding on your private lanai, outdoor dining pavilion, car wash area and gated entrances. Monthly condo dues include ELEVATOR, U-Verse package that includes Wi-Fi, cable, land line, with unlimited long distance in the US and parts of Canada as well as including water, sewer, recycling and trash collection. Our complex is in Flood Zone X, which does not require flood insurance. Ocean Village Club is a pet friendly complex that allows owners to have 2 pets with no restriction on size or weight but only restricts "aggressive breeds" per the master insurance policy. Buyer to verify all pertinent information such as room sizes, association information, etc. **Owners make a 13th payment of $450 towards Reserve Funds in October each year. Buyer is aware and assumes future payments. Unit sold furnished with only exclusions: Chair and ottoman in living room and items in locked owners closet. 3D Video available to view at: https: //nodalview. com/s/1Lo3ZuQoL2aQN0wVRsCy13
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $387 | $387 | $387 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,930 | $2,036 | $2,711 |
| Total Monthly Payment | $2,392 | $2,498 | $3,173 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.