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Exceptional Renovated Home in Silver Oaks – Zephyrhills
This is your chance to own a beautifully updated three-bedroom, two-and-a-half-bathroom home with a two-car garage in the highly desirable Silver Oaks community of Zephyrhills. Located on a quiet street with gated access at the rear of the subdivision, this home offers peace, privacy, and no through traffic—perfect for families or anyone looking for a serene yet convenient location.
From the moment you arrive, you'll be struck by the impressive curb appeal and meticulous care this home has received. Inside, the home features luxurious vinyl plank flooring throughout and a thoughtfully designed layout filled with natural light. The completely remodeled kitchen includes elegant quartz countertops, white shaker-style cabinetry, and brand-new stainless steel appliances, making it a dream space for cooking and entertaining. The open-concept kitchen and dining area flow seamlessly into the spacious living room, creating an inviting and functional space for everyday living or hosting guests.
The primary bedroom offers a relaxing retreat with generous closet space and a private en-suite bathroom. Two additional bedrooms are well-sized and share a full bathroom, offering flexibility for guests or a home office. A half-bath adds further convenience for both residents and visitors.
Beyond the home itself, Silver Oaks is a welcoming and established neighborhood with mature landscaping, tree-lined streets, and a strong sense of community. The HOA is low, and there are no CDD fees—an increasingly rare find in such a prime area. Residents enjoy proximity to everything Zephyrhills has to provide: the YMCA, shopping centers, restaurants, movie theaters, golf courses, and the Epperson and Mirada Lagoon communities. Hospitals and medical offices are just minutes away, making it a perfect location for those who value convenience without sacrificing tranquility.
This home combines modern updates, an excellent layout, and a location that offers both lifestyle and value. Whether you're looking for your forever home or a savvy investment, this is truly one of the best opportunities on the market today in Zephyrhills.
Schedule your private showing before it's gone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$459,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $367,920 | $367,920 | $367,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $364 | $364 | $364 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,060 | $2,204 | $2,958 |
| Total Monthly Payment | $2,499 | $2,643 | $3,397 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.