428 Polihale WAY, Naples, FL, 34114 | $625,000

Newer construction 2023! This beautifully designed Shelby model features 3 bedrooms, a private den, and 2. 2 baths(Outdoor Pool Bath), plus a spacious foyer and wide hallway for a bright, open feel. The well-planned layout offers the primary suite split from the secondary bedrooms, ideal for privacy. Set on a south-facing private lot in a premier South Naples location and Flood Zone X, this home is a standout choice for those who love the peace of mind, efficiency, and fresh finishes that new construction delivers. The open-concept design highlights high ceilings, crown molding, tray ceilings in both the living area and primary bedroom, and durable gray wood-look tile flooring throughout. The chef’s kitchen features a large quartz island with seating, Whirlpool stainless steel appliances, soft-close cabinetry with crown molding, a walk-in pantry, and designer pendant lighting—creating the perfect space for entertaining or relaxing at home. The expansive primary suite offers dual vanities with quartz countertops, a soaking tub, large walk-in shower with a bench, and a private water closet. The laundry room includes front-loading washer and dryer, upper cabinetry, and a utility sink. Additional highlights include impact windows, recessed lighting, a smart home system with Qolsys IQ panel, and an oversized 32. 6’ deep garage—perfect for a golf cart, toys, or extra storage. Located in a smaller, well-maintained community of just 251 homes, this neighborhood offers a rare combination: resort-style amenities with low quarterly HOA fees. Enjoy a clubhouse, resort pool, pickleball, bocce, and game room—all included in a fee of just \$903/quarter, which also covers irrigation and lawn care. Additionally, flexible leasing allows for up to three rentals per year, each with a 30-day minimum. This home is conveniently located approximately 9 miles from 5th Avenue, 13 miles from Marco Island, and 5 miles from I-75, providing fast access to Naples' best beaches, dining, shopping, and medical services. Move-in ready, thoughtfully designed, and located in one of South Naples’ most accessible communities—don’t miss this exceptional opportunity.

Features

  • Amenities: Clubhouse,Pickleball
  • Bedrooms: 3
  • Baths: 2 full / 2 half
  • Style: 1 Story/Ranch
  • Development: TAMARINDO
  • Year Built: 2023
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 2,249
  • Acreage: 0.15
  • Est. Taxes: $7,093
  • Master HOA Fee: $902
  • Lot Desc: Regular
  • View: None/Other
  • Community Type: Gated
  • Pet Policy: Limits
  • Potential Short Sale: Yes
  • MLS#: 225064193
  • Website: https://www.raveis.com
    /prop/225064193/428polihaleway_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Alfred Robbins Realty Group

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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428 Polihale WAY, Naples, FL, 34114

$625,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $500,000 $500,000 $500,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.730%
Monthly Tax Payment $591 $591 $591
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,995 $3,119 $4,083
Total Monthly Payment $3,678 $3,802 $4,766

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.