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NEW construction home with QUALITY FINISHES! This 3 bedroom, 2 bathroom home is located in award winning Pendleton schools and qualifies for a USDA loan at 100% financing. This property is located in the desirable and growing Pendleton city limits with multiple new construction homes being built on open lots by LOCAL builders and NO HOA. When you arrive, you will love the lot size - it’s easy to maintain with good privacy in the back and a space to fence in for kids to play, pets to run, entertaining, or to add a shed. This property will have a concrete driveway and 1 car garage with a door opener and a walkway leading to a rocking chair front porch. Inside, you are welcomed to the living area with raised ceilings with a ceiling fan. The living area opens to the kitchen featuring stainless steel appliances, white shaker cabinets with brushed nickel pulls, and granite countertops with a prep island and bar overlooking the living room. In the kitchen is a walk-in laundry room with ample shelving for pantry storage, dining area, and a back door. The primary bedroom is split from the 2 secondary bedrooms. The primary bedroom features 2 closets and a full bathroom with double sinks, “owner’s height” white shaker cabinets, granite countertops, modern brushed nickel finishes, and a tub/shower with beautiful subway tile, including a ledge for storing toiletries. The 2 secondary bedrooms share a hallway bathroom with a tub/shower, “owner’s height” white shaker cabinets, and granite countertops. This home has NO CARPET and all flooring is durable luxury vinyl tile, neutral colors throughout, and 9’ ceilings giving it a more spacious feel. The roof is a 30 year architectural shingle and the property will be completed with some landscaping. LOCATION! This property is 2 minutes to Historic Downtown Pendleton, 4 minutes to Tri County Tech, 6 minutes to Clemson University and downtown Clemson, 8 minutes to Boscobel or Walker golf courses, 9 minutes to Twin Lakes public boat landing and minutes to all major shopping. Looking for a great1031 Exchange - long or short term rental, starter home, or downsize home? This property is perfect! The Town of Pendleton is currently improving Winston Street with sidewalks, landscape areas, trail loop, road enlargement, bike loop, and more. This improvement project will extend to multiple adjoining streets and will continue to add value to this purchase.
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 12x11 | Main |
| Bedroom3 | 12x11 | Main |
| DiningRoom | 12x10 | Main |
| Kitchen | 12x12 | Main |
| Laundry | 6x5 | Main |
| LivingRoom | 17x16 | Main |
| PrimaryBedroom | 15x12 | Main |
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Our Executive Mortgage Banker:
$259,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $207,920 | $207,920 | $207,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.292% | 5.609% |
| Monthly Tax Payment | $255 | $255 | $255 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,181 | $1,263 | $1,685 |
| Total Monthly Payment | $1,511 | $1,593 | $2,015 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.