3097 NE 101ST TERRACE, #P48, Silver Springs, FL, 34488 | $119,000

Private and peaceful with no rear neighbors, this incredible RV lot in the 55+ Wilderness RV Resort offers a rare combination of privacy, upgrades, and location. Directly across from the private clubhouse and pool, the lot is beautifully finished with pavers, decorative rock, and lush landscaping. Enjoy two separate 12x16 gazebos—one set on a 12x30 Trex composite deck—perfect for entertaining or unwinding. The covered outdoor area with half walls and electric outlets creates a comfortable space to gather with friends and family. The fully insulated shed is equipped with 60-amp service and a Mitsubishi mini-split system—making it easy to convert into a guest suite. This resort-style community sits along the Ocklawaha River and allows short- or long-term rentals, with no age restriction for ownership (just not full-time living under 55). You’ll love the feeling of being immersed in nature, yet only 7 miles from downtown Ocala via Hwy 40. Kayak from Silver Springs and pull out right at the resort! Nearby adventures include off-road Jeep trails and state parks like Rainbow Springs and Salt Springs. The resort offers a heated pool, fitness center, clubhouse, billiards, walking trails, and fishing docks. Families can visit too—grands are allowed two weeks at a time. Whether you're looking for a weekend escape, a winter retreat, or an income-generating rental, this lot delivers the best of Florida outdoor living.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Laundry, Recreation Facilities, Sauna, Spa/Hot Tub, Trail(s)
  • Lot Size: 54 x 100
  • HOA Fee: $940 Quarterly
  • Pet Policy: Yes
  • MLS#: O6329055
  • Days on Market: 214 days
  • Website: https://www.raveis.com
    /prop/O6329055/3097ne101stterrace_silversprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/21/2026 10:47:09 AM)

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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3097 NE 101ST TERRACE, #P48, Silver Springs, FL, 34488

$119,000

Hoffman Korff Group

Sales Associates

William Raveis Real Estate

Phone: 231.239.3380

HoffmanKorffGroup@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $95,200 $95,200 $95,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.132% 5.541%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $541 $570 $765
Total Monthly Payment $616 $645 $840

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.