628 Hellams Street, #Lot 2, Fountain Inn, SC, 29644 | $310,990

NEW CONSTRUCTION - Move-in ready home in the '44 on a 0. 52-acre level lot with no HOA! The Palmetto by Kristopher Homes is a 4BR/3BA Craftsman-style home that offers a first-floor in-law suite, open-concept living, and a spacious loft upstairs. The kitchen features 42” white shaker soft-close cabinets, 3 cm. granite countertops, brushed nickel fixtures, a complete stainless steel LG smart appliances package, and a counter-height bar that opens to the living room—perfect for entertaining. The upstairs primary suite includes dual granite vanities, a tub/shower combo, and a large walk-in closet. Two additional bedrooms, a full bath, flexible loft, and generous storage throughout complete the upstairs layout. 2" window blinds throughout and an Electrolux HE front-loading washer and dryer set truly make this home turn key! Overlook the spacious backyard from the covered porch and create the outdoor oasis of your dreams. Home is situated on a level lot and qualifies for 100% USDA financing. Calling all outdoor enthusiasts—this home is located just 500 feet from the Swamp Rabbit Trailhead and a short golf-cart ride to Downtown Fountain Inn. Convenience is also at your fingertips with grocery/drug stores, restaurants, medical facilities, shopping, and dining options in close proximity. Quick and easy access to I-385/I-85 makes the mountains, nearby lakes, and SC, NC, & GA beaches just a short drive away.

Features

  • Amenities: None
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Walk-in, Laundry Room
  • Style: Traditional
  • Year Built: 2025
  • Garage: 2-car Attached
  • Heating: Forced Air
  • Cooling: Central Air
  • Basement: None
  • Acreage: 0.46
  • Est. Taxes: $0
  • Lot Desc: 1/2 - Acre
  • Elem. School: Fountain Inn
  • Middle School: Bryson
  • High School: Fountain Inn High
  • Appliances: Dishwasher, Refrigerator, Range, Microwave, Electric Water Heater
  • MLS#: 1563949
  • Days on Market: 159 days
  • Website: https://www.raveis.com
    /prop/1563949/628hellamsstreet_fountaininn_sc?source=qrflyer
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Listing courtesy of BHHS C Dan Joyner - Midtown   Phone: 864-242-6650

William Raveis Family of Services

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Customer Service

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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628 Hellams Street, #Lot 2, Fountain Inn, SC, 29644

$310,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $248,792 $248,792 $248,792
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,413 $1,512 $2,016
Total Monthly Payment $1,488 $1,587 $2,091

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.