2827 Vista Cove Rd, Saint Augustine, FL, 32084 | $280,000

Experience the ultimate Florida lifestyle at Vista Cove, a gated waterfront community spanning 67 acres with half a mile of scenic Riverfront, lush preserve views, and an array of resort-style amenities. Located just minutes from Historic Downtown St. Augustine, this immaculate three-bedroom, two-bath unit offers privacy, comfort, and modern upgrades. From the exceptionally private second floor unit, leave your drapes open and wake up to the natural beauty of a panoramic sunrise and bird estuary every morning. Enjoy total privacy and views of the pond from the primary bedroom, living room, and screened rear balcony at all times. Inside, you'll find a bright, open floor plan with thoughtful updates ~ including beautiful oak engineered hardwood floors, crown molding and new lighting fixtures. The spacious living area opens onto a screened porch with gorgeous Spanish tile flooring and preserve views. This unit also features a rare additional screened balcony from the second bedroom. The kitchen is a chef’s dream, featuring a stunning tumbled stone backsplash, Corian countertops, and new appliances—including a 2023 range and a 2022 refrigerator. The home has been lovingly maintained by one owner for the past 24 years and recent upgrades include a new water heater (2022), new carpet, updated interior paint, smoke detectors, porch ceiling fan and lighting, new front door with frame and hardware (2022) and AC system installed in 2017 - maintained biannually. The building roof was replaced in 2019 and exteriors painted in 2024. The reasonable monthly condo fees include fiber optic internet and biannual interior pest control. Take outdoor strolls along scenic nature trails and boardwalks, catch glimpses of the Downtown St. Augustine skyline, or unwind at the two sparkling community pools—one heated—and the Jacuzzi. The community also offers an RV and boat storage lot, a fishing pier overlooking the San Sebastian River (a perfect viewing spot for Fourth of July fireworks), clubhouse with event space and kitchen, and fitness center. Nothing compares.

Features

  • Parking: No Assigned Parking
  • Heating: Central
  • Cooling: Central
  • Levels: 2
  • Amenities: Clubhouse,Community Dock,Exercise,Gated,Community Pool Heated,Community Pool Unheated,RV/Boat Parking,Jacuzzi,Waterfront,Curbs,Sidewalk,Street Lights,Suburban
  • Bedrooms: 3
  • Baths: 2 full
  • Complex: Vista Cove
  • Year Built: 1998
  • Common Charge: $546
  • Approx Sq. Feet: 1,393
  • Est. Taxes: $1,338
  • Lot Desc: Water Front
  • Elem. School: Crookshank
  • Middle School: Sebastian
  • High School: St. Augustine
  • MLS#: 254287
  • Days on Market: 177 days
  • Website: https://www.raveis.com
    /prop/254287/2827vistacoverd_saintaugustine_fl?source=qrflyer
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Listing courtesy of One Sotheby's Int (A1A Beach)

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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2827 Vista Cove Rd, Saint Augustine, FL, 32084

$280,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $224,000 $224,000 $224,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment $112 $112 $112
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,289 $1,342 $1,786
Total Monthly Payment $1,476 $1,529 $1,973

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.