5674 SETTLINGSTONE LANE, St. Cloud, FL, 34771 | $499,990

Under Construction. Anticipate the arrival of Pulte Homes at Bridgewalk, offering new construction single-family homes. Experience the charm and secluded ambiance of this boating community and relish in the ease of reaching Lake Nona's celebrated shopping, dining, and entertainment. Offering a variety of amenities including sports courts, a private boat launch, and more. Now Selling Onsite with 3 Models Open Daily.
Welcome to your dream home – the Highgate by Pulte. This stunning new construction features 4 spacious bedrooms, 2 luxurious bathrooms, and a 2-car garage. With its open-concept design, the kitchen, café, and gathering room seamlessly flow together, leading to a serene covered lanai and backyard, perfect for entertaining or relaxing in privacy. The chef-inspired kitchen is equipped with Built-In Whirlpool stainless steel appliances – including a refrigerator, a convenient walk-in pantry, and a large center island ideal for meal prep and socializing. It’s complemented by elegant Dana White cabinetry, Lagoon quartz countertops, and a charming decorative tile backsplash, with an upgraded sink, faucet, and pendant lighting pre-wiring for added luxury. The private Owner’s Suite includes a large walk-in closet and a spa-like en suite bathroom featuring dual sinks set on a Blanco Maple quartz-topped vanity, a private water closet, and a frameless glass-door walk-in shower. Three additional bedrooms, a second bathroom, and a spacious laundry room are thoughtfully positioned at the front of the home, ensuring ample privacy and space for the whole family. This expansive home is filled with professionally curated design selections, including Coastal exterior finishes, pavers at the driveway and lanai, thoughtfully placed gutters, and epoxy finish garage floor. Inside, enjoy 8' interior doors, brushed nickel hardware, tray ceiling at gathering room, and Shaw Brand Wood-Look Luxury Vinyl Plank flooring in the main living areas. Bathrooms and laundry spaces are accented with stylish ceramic tile, while plush, stain-resistant, carpet by Shaw ensures comfort in the bedrooms. For added convenience and peace of mind, the home includes smart doorbell and thermostat technology, LED downlights, and a host of modern amenities to fit your lifestyle. For the finishing touch, this home is complete with 2” faux wood blinds and washer/dryer for added convenience from move-in day and beyond! This expansive Highgate home offers the perfect balance of comfort, style, and functionality – schedule your tour today!

Features

  • Amenities: Clubhouse, Fitness Center, Pool, Recreation Facilities, Trail(s)
  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 50 x 120
  • Laundry: Inside, Laundry Room
  • Style: Coastal
  • Year Built: 2025
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,850
  • Acreage: 0.13
  • Lot Size: 50 x 120
  • Est. Taxes: $156
  • HOA Fee: $162 Monthly
  • Lot Desc: Cleared, Level, Sidewalk
  • Elem. School: VOYAGER K-8
  • Middle School: VOYAGER K-8
  • High School: Tohopekaliga High School
  • Pet Policy: Number Limit
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: O6328886
  • Days on Market: 144 days
  • Website: https://www.raveis.com
    /prop/O6328886/5674settlingstonelane_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/24/2025 11:40:02 PM)
Listing courtesy of PULTE REALTY OF NORTH FLORIDA LLC   Phone: 407-250-9131

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5674 SETTLINGSTONE LANE, St. Cloud, FL, 34771

$499,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,992 $399,992 $399,992
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $13 $13 $13
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,271 $2,430 $3,242
Total Monthly Payment $2,359 $2,518 $3,330

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.