|
With acceptable offers, $10k towards closing costs or upgrades. Welcome to this beautifully appointed brick ranch in the heart of Johns Island, where charm, comfort, and functionality come together. This spacious home offers four bedrooms and three full bathrooms, providing plenty of space for everyone to enjoy their own privacy. Inside, the open concept layout features newly refinished hardwood floors and a bright, inviting living area perfect for entertaining. The eat-in kitchen is a standout, with natural stone countertops, upgraded cabinetry, a large center island with extra storage, and brand new stainless steel appliances that blend style and practicality. A dedicated laundry room just off the kitchen adds convenience and extra storage space. Step out back into the expansive finished sunroom, ideal for relaxing year round, which opens to an oversized fenced backyard. Outside, you'll find two storage sheds (one powered and ready to become your dream workshop or "she shed"), plus a large concrete slab perfectly suited for RV or boat storage or even future outbuildings. With no HOA or regime fees and affordable utilities from local co-ops, you'll enjoy both freedom and cost efficiency. Conveniently located just a short drive from Historic Charleston, the Stono River, local dining, grocery stores, entertainment, two airports, and top-rated healthcare facilities, this home offers the best of Lowcountry living. Don't miss your chance to own this great property on Johns Island!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $352,000 | $352,000 | $352,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.132% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,944 | $2,108 | $2,807 |
| Total Monthly Payment | $2,019 | $2,183 | $2,882 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.