160 MORNING GLORY CIRCLE, Winter Haven, FL, 33884 | $269,900

One or more photo(s) has been virtually staged. Welcome to 160 Morning Glory Cir, a beautifully maintained 3-bedroom, 2-bath home that offers a spacious and functional layout with great indoor and outdoor living. Situated within the gated and guarded Winterset community, a desirable lakefront subdivision on Lake Winterset, residents enjoy access to a lakefront clubhouse, pool, spa, boat ramp to the Chain of Lakes, shuffleboard and tennis courts. The open floor plan features a split-bedroom design, elevated ceiling heights, and a large great room that flows seamlessly into the dining area and Florida room. The kitchen is well-appointed with a full appliance package, closet pantry, breakfast bar, and a charming dinette, along with an inside laundry closet complete with washer and dryer. The primary suite is generously sized with a large walk-in closet and an ensuite bath featuring dual sinks and a walk-in shower. The guest bedrooms are equally spacious, and the third bedroom stands out with its custom shiplap accent wall. Conveniently located near the secondary bathroom with a tub, the guest wing also includes two linen closets for added storage. The Florida room offers flexible use as an office, den, craft space, or playroom. Step outside to enjoy the large yard with a mature oak tree, an irrigation system, an invisible fence for pets, and a backyard paver patio with a fire pit—perfect for entertaining under the stars. The home also features a tile roof and a 2-car garage. Conveniently located near Legoland Florida, Publix, Walmart, restaurants, and the new AdventHealth ER, with easy access to Tampa, Orlando, Disney World and Florida’s stunning beaches. Embrace the Florida lifestyle in this sought-after community where comfort, convenience, and security come together.

Features

  • Amenities: Clubhouse, Gated, Pool, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 59 x 130
  • Laundry: Inside, Laundry Closet
  • Style: Florida
  • Year Built: 2006
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,433
  • Acreage: 0.18
  • Lot Size: 59 x 130
  • Est. Taxes: $1,837
  • HOA Fee: $44 Monthly
  • Lot Desc: In County, Landscaped, Level
  • Elem. School: Chain O Lakes Elem
  • Middle School: Denison Middle
  • High School: Lake Region High
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: P4935547
  • Days on Market: 166 days
  • Website: https://www.raveis.com
    /prop/P4935547/160morningglorycircle_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/11/2026 10:05:42 AM)
Listing courtesy of THE STONES REAL ESTATE FIRM   Phone: 863-412-2080

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

160 MORNING GLORY CIRCLE, Winter Haven, FL, 33884

$269,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $215,920 $215,920 $215,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $153 $153 $153
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,226 $1,293 $1,722
Total Monthly Payment $1,454 $1,521 $1,950

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.