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Discover your Florida retreat in this beautifully updated villa, ideally located in the well-maintained Villa Nueva community in Largo—high and dry with no flood insurance required! Whether you’re seeking a seasonal escape or a full-time residence, this home delivers a rare combination of modern upgrades, thoughtful design, and low-maintenance living.
Inside, you’ll find durable porcelain tile flooring throughout and a spacious open-concept layout that blends comfort and functionality. The gourmet kitchen impresses with extensive granite countertops, a contemporary tile backsplash, solid cherry wood cabinetry, and a full suite of stainless steel appliances—including a KitchenAid refrigerator and range with vent hood, plus a Haier dishwasher. A large breakfast bar with seating for four opens seamlessly into the main living area, where a freestanding fireplace (included with the home) adds warmth and ambiance—perfect for cozy evenings or hosting guests year-round.
The front bedroom is cleverly designed for flexibility, featuring a queen-size memory foam Murphy bed (conveys with property), a drop-down work desk, and California Closet organizers for optimal storage. The adjacent guest bathroom showcases a tub/shower combo with striking floor-to-ceiling tilework.
Tucked privately at the rear of the villa, the primary suite also includes custom California Closet systems and an updated ensuite bath with a walk-in tiled shower and floor-to-ceiling tile. For added convenience, an all-in-one washer/dryer is discreetly integrated into the suite.
An enclosed and tiled patio at the back of the home expands your living space and offers peaceful views of the community greenbelt—an ideal spot to enjoy Florida’s weather, complete with wiring for a wall-mounted TV. Whether you’re sipping morning coffee or relaxing in the evening, this outdoor oasis is ready for all seasons.
Additional highlights include a new HVAC system and ductwork (2024), hurricane-rated PGT windows throughout (2015), added attic insulation (2019), a covered carport directly in front of the unit, and an exterior storage unit.
Villa Nueva offers a carefree lifestyle with a low monthly HOA that covers cable, internet, water, sewer, trash, exterior maintenance (including the roof), lawn care, pest control, and access to the community pool and clubhouse.
Located just minutes from Clearwater Beach, St. Pete–Clearwater Airport, and Tampa, this move-in ready villa puts you near all the best of Florida’s Gulf Coast.
Schedule your private tour today and experience the charm, comfort, and convenience this updated home has to offer!
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Our Executive Mortgage Banker:
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$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $196,000 | $196,000 | $196,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $286 | $286 | $286 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,207 | $1,238 | $1,628 |
| Total Monthly Payment | $1,568 | $1,599 | $1,989 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.