290 Collins Avenue, #5-D, Mount Vernon, NY, 10552 | $189,000

Commuter's dream! Perfect Location In the Heart of Fleetwood! Rare garage parking included. "This apartment does not share walls with neighbors on either side!" Pet-Friendly for a Small Dog or Cat! 1-Bedroom Co-op with Deeded Garage Parking in Fleetwood! Welcome to this spacious, bright, and freshly painted 1-bedroom apartment ready for you! This well-maintained unit features 5 oversized closets, providing ample storage throughout, and comes with the rare perk of a deeded indoor garage parking space for added convenience and security. The well-managed complex offers great amenities, including: Two common laundry rooms A beautifully landscaped common outdoor area Storage units available (waitlist) Pet-friendly: Dogs up to 20 lbs and cats are allowed (1 pet) Bicycle Room After 2 years of owner-occupancy, units may be rented for up to 1 year with board approval (subject to current building policies). The complex features a new video intercom system with no added fees. Incoming owners can coordinate their inclusion directly with building management after closing. Prime Location: Enjoy the unbeatable convenience of being just minutes from the Fleetwood Metro-North station, local buses, and major parkways. You're also within walking distance to Fleetwood shops, banks, and restaurants, plus close to Cross County Shopping Center and Bronxville for all your retail and dining needs. A fantastic opportunity to own a lovely home in a desirable neighborhood. Don’t miss out—call today to schedule your private showing!

Features

  • Parking: 1-car, Garage
  • Heating: Natural Gas, Oil, Steam
  • Cooling: Wall/Window Unit(s)
  • Levels: 9
  • Amenities: Elevator(s), Landscaping, Live In Super, Parking
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Common Area
  • Complex: Mayflower Gardens
  • Year Built: 1949
  • Approx Sq. Feet: 840
  • Elem. School: Pennington
  • Middle School: Pennington
  • High School: Mt Vernon High School
  • School District: Mount Vernon
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Size Limit, Yes
  • Appliances: Dishwasher, Gas Range, Refrigerator, Stainless Steel Appliance(s)
  • MLS#: 889794
  • Days on Market: 220 days
  • Website: https://www.raveis.com
    /prop/889794/290collinsavenue_mountvernon_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Porto TeamSales Associates

203.814.8247

PortoTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Gerry O'BrianVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 223191

203.274.0501

Gerry.OBrian@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

290 Collins Avenue, #5-D, Mount Vernon, NY, 10552

$189,000

Porto Team

Sales Associates

William Raveis Real Estate

Phone: 203.814.8247

PortoTeam@raveis.com

Gerry O'Brian

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.274.0501

Gerry.OBrian@raveis.com

NMLS Mortgage Loan Originator ID 223191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $151,200 $151,200 $151,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.307% 6.419% 5.668%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $882 $931 $1,225
Total Monthly Payment $957 $1,006 $1,300

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.