92 Derby Street, Brighton, VT, 05846 | $278,900

Built in 1900, this once modest New Englander has been transformed into a dream home full of character and warmth. The original tin ceilings, as well as the hardwood floors, trim, and doors, have all been preserved. Fully renovated and designed to seamlessly blend with the home’s timeless details, the kitchen is a true delight, boasting an apron sink, cherry soft-close cabinetry, granite counters, tile backsplash, 6-burner gas range with pot filler, and a center island with a built-in wine cooler. Directly adjacent is the dining room, which flows into the living room, with wide door casings making it an ideal space for entertaining. Step out to the back deck, where you can drink in local mountain views. Continuing up to the second floor, you’ll find three bedrooms and an updated ¾ bath with a tile shower and dual pedestal sinks. With a new concrete floor, the walk-out basement provides bonus space for a home office, game room, or storage. Additional upgrades include new roof, all new wiring, updated plumbing throughout, a new boiler, and a new hot water heater. A detached one-car garage rounds out this move-in ready home. Located just outside the heart of Island Pond, you’re only minutes from the bakery, restaurants, and shops, as well as all the area’s recreational offerings. You could even carry a kayak through your backyard and drop it in the Clyde River for a relaxing float downstream—it doesn’t get much better than that!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 three-quarter
  • Style: New Englander
  • Year Built: 1900
  • Garage: 1-car Garage
  • Heating: Hot Water
  • Cooling: None
  • Basement: Concrete,Interior Stairs,Walkout
  • Approx Sq. Feet: 1,365
  • Acreage: 0.49
  • Est. Taxes: $2,112
  • Lot Desc: Level,Mountain View,Open,Recreational,River,River Frontage,Trail/Near Trail,View,Water View,In Town,Near Shopping,Near Snowmobile Trails,Neighborhood,Near ATV Trail
  • MLS#: 5052391
  • Website: https://www.raveis.com
    /prop/5052391/92derbystreet_brighton_vt?source=qrflyer
©2025 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/7/2025
Listing courtesy of Century 21 Farm & Forest/Burke   Phone: 802-626-4222
Listing Agent: Emma Gunn

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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92 Derby Street, Brighton, VT, 05846

$278,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $223,120 $223,120 $223,120
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.521% 6.304% 5.648%
Monthly Tax Payment $176 $176 $176
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,302 $1,356 $1,808
Total Monthly Payment $1,553 $1,607 $2,059

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.