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Welcome Home to Affordable Charm on Lady's Island!This move-in ready 3-bedroom home offers exceptional value at an accessible price point. Step inside to find a freshly updated interior featuring a spacious, light-filled living room with large windows that bring the outdoors in. The open floor plan flows seamlessly into a renovated kitchen outfitted with new cabinetry and countertops--ideal for both everyday living and entertaining. Located on Lady's Island, this home offers the best of both worlds: peaceful suburban living with easy access to all the attractions and conveniences of Beaufort. Whether you're heading downtown, shopping, or dining out, everything you need is just minutes away. Set on over a 1/4-acre lot, the property features a generous backyard shaded bymajestic oak trees, creating the perfect setting for relaxation or outdoor gatherings. Inside, you'll find three cozy bedrooms, one updated bathroom, and a welcoming open-concept living area. Recent upgrades include a newer roof, septic system, and updated kitchen and bathroom finishes. Investor alert: This property has proven short-term rental success and is on track to book 200 nights in 2025an excellent opportunity for passive income.
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Our Executive Mortgage Banker:
$304,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $243,600 | $243,600 | $243,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,402 | $1,459 | $1,942 |
| Total Monthly Payment | $1,477 | $1,534 | $2,017 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.