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Welcome to this beautifully maintained 3-bedroom, 2-bath home located in the heart of Old Homosassa—just minutes from waterfront access, the river, and the local marina where you can launch your boat or rent one for a day on the water. Despite its close proximity to the river, this home has never flooded, offering peace of mind during Florida’s storm seasons. It also features a Generac whole-house generator for added security during power outages. Upgraded double-pane windows improve efficiency, and the interior and exterior have been freshly painted. Inside, you’ll find laminate flooring throughout, with ceramic tile in the laundry and back bathroom, as well as new ceiling fans, light fixtures, and a brand-new water heater—making the home completely move-in ready. Step into a cozy living room/sitting area, then down into a spacious family room with a wood-burning fireplace. The galley kitchen is open on both ends, connecting the living room and dining area, creating a bright and open feel. A split-bedroom floor plan offers privacy, with two bedrooms and a full bath off the hallway, and a third bedroom located just off the kitchen. There is also a large walk-in pantry/storage room for added convenience. A second full bath is located in the rear of the home near the laundry area. Additional features include central HVAC throughout the main house (with a new window unit for better temperature control in the pantry/laundry area), a carport that could easily be enclosed, and a dining room with Florida Room-style windows that provide views of the backyard. The backyard includes a concrete pad that could be used for a shed, patio, or future outdoor space. A propane tank services the generator and can also be used for optional propane heating, thanks to built-in heaters in the home. This home offers a rare combination of charm, comfort, and resilience. Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this property in Old Homosassa is clean, updated, and ready for its next chapter.
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Our Executive Mortgage Banker:
Our Insurance Division:
$225,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $180,720 | $180,720 | $180,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $147 | $147 | $147 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,026 | $1,082 | $1,441 |
| Total Monthly Payment | $1,248 | $1,304 | $1,663 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.