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Charming and Spacious 4-Bedroom Home in the Heart of Riverside. Welcome to this bright and inviting 4-bedroom, 1. 5-bath home located in the desirable Riverside neighborhood. From the moment you arrive, the charming wrap-around porch offers a warm welcome and hints at the character found throughout. Step inside to discover soaring ceilings, beautiful hardwood floors, and an abundance of natural light. The first floor features a spacious double living room, a versatile bonus area currently used as an office, a generously sized kitchen, convenient half bath, and a main-level primary bedroom. Upstairs, you'll find three comfortably sized bedrooms and a full bath. The unfinished basement includes laundry and utility areas, with both interior and exterior access. While the home does need some updating, it's full of potential and priced accordingly perfect for those looking to add their personal touch. The manageable backyard offers additional space to create your own outdoor retreat. Don't miss this opportunity schedule your private tour today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $378 | $378 | $378 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,634 | $1,701 | $2,269 |
| Total Monthly Payment | $2,087 | $2,154 | $2,722 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.