|
24437 HARBORVIEW ROAD, #A, Punta Gorda, FL, 33980 | $375,000
HARBORVIEW HAVEN IN MARY LU MOBILE HOME PARK – AFFORDABLE WATERFRONT LIVING: Enjoy harbor views and a private, secluded setting in this meticulously maintained 2005 manufactured home located in the resident-owned 55+ Mary Lu Mobile Home Park on Charlotte Harbor. Nestled at the tip of the community where the canal meets the harbor, this one of a kind residence is surrounded by HOA common areas and striking landscaped grounds, with a long winding driveway ensuring privacy. The property features a newer 2022 roof with upgraded double thickness, new skirting, additional reinforced concrete curbing, a new double vapor barrier with insulation between the joists, and updated, upgraded tie-downs for superior structural support. A premium 2025 Trane A/C system with heat pump sits on a new reinforced platform for added durability, ensuring year-round comfort. The home also offers a four-seasons room, a large bonus den, gorgeous landscaping, and a massive 37 x 17 (629 sq. ft. ) high-ceilinged carport with room for multiple vehicles or recreational storage. A custom 8x10, tied-down to major hurricane standards utility shed with an 8' peak ceiling provides additional storage and functionality. The home qualifies for financing due to its age, HUD-code compliance, and permanent installation, and it sustained no interior or roof damage from recent storms. Incredibly low carrying costs include HOA fees of $750 per quarter ($250/month), homeowners insurance at $2, 233 per year, flood insurance at $907 per year, and real estate taxes of just $900 annually (homesteaded), totaling approximately $587 per month in carrying costs. HOA fees include water, sewer, trash, lawn care, park maintenance, clubhouse access, community grounds, private boat ramp, and clubhouse/billiards. The community fishing pier is currently being evaluated for rebuild. Located just minutes from downtown Punta Gorda, residents enjoy close proximity to waterfront dining, Fishermen’s Village, world-class fishing and boating, Gulf Coast beaches, top-rated golf courses, medical facilities, shopping, and entertainment. This is a rare opportunity to secure big-water views and an affordable, low-maintenance Florida lifestyle in a vibrant and welcoming waterfront community.
Features
- Amenities: Clubhouse, Park, Recreation Facilities, Shuffleboard Court
- Rooms: 9
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Year Built: 2005
- Garage: Covered, Driveway, Oversized
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,568
- Acreage: 0.16
- Est. Taxes: $938
- HOA Fee: $750 Quarterly
- Lot Desc: Landscaped
- View: Park/Greenbelt, Water
- Adult Communities: Yes
- Elem. School: Peace River Elementary
- Middle School: Port Charlotte Middle
- High School: Charlotte High
- Pet Policy: Cats OK
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: C7512190
- Days on Market: 117 days
- Website: https://www.raveis.com
/prop/C7512190/24437harborviewroad_puntagorda_fl?source=qrflyer
Listing courtesy of RE/MAX PALM REALTY Phone: 941-743-5525
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
24437 HARBORVIEW ROAD, #A, Punta Gorda, FL, 33980
$375,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $78 | $78 | $78 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,775 | $1,847 | $2,431 |
| Total Monthly Payment | $1,928 | $2,000 | $2,584 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388