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Beautiful and Unique 4 bed, 2 bath one story home lovingly cared for by the same family for over 30 yrs. Nestled among the mature trees, the house offers privacy in a park like setting. The roofed & screened patio has southern exposure and overlooks a lush fully fenced backyard with room for a pool. Bonus Metal roof, Lennox A/C 2024, long driveway and well irrigation system. Spectacular kitchen is gem of the house! It has a skylight, white quartz countertops, upgraded white wood, lighted cabinetry with glass doors and under cabinet lighting, an abundance of storage and pull out drawers, a large island with built in storage, a Kitchenaid cook top range, built in double ovens and dishwasher, a cafe door refrigerator, and a stainless steel sink. The tile back splash is a work of art. . . . . . con by a renowned artist. A hurricane glass sliding door opens to the patio, making it easy to entertain. A separate laundry room with newer washer and dryer. The open floor plan has 16" Saltillo tile which is installed on the diagonal throughout the house. Cathedral ceilings and large windows provide an abundance of natural light. The dining room has floor-to-ceiling windows, the living room has a "disappearing" sliding glass door opening to the patio. The master bedroom has plantation bi-fold shutters opening to the patio. The second bedroom has a customized "California closet", and the third bedroom has cross-ventilation windows. French doors open to a fourth bedroom, office, or den, which is separate from the other 3 bedrooms. The two bathrooms have beautiful wood cabinetry and glass-enclosed showers. The master bath has a Roman tub beneath a large picture window, and a walk-in customized "California closet". No HOA in this family and animal-friendly community.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,920 | $479,920 | $479,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $275 | $275 | $275 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,839 | $2,955 | $3,890 |
| Total Monthly Payment | $3,206 | $3,322 | $4,257 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.