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Charming 2BR/2BA cottage located on a quiet street in the popular Pinecrest community of Bluffton. This single-story home features an open floorplan with vaulted ceilings in the living, dining, and kitchen areas, creating an open and airy feel. The spacious kitchen offers excellent storage and prep space, ideal for everyday living or entertaining. A fully enclosed Carolina Room is perfect for a sitting room, office, or hobby area. The backyard offers wooded privacy and a beautiful specimen crepe myrtle tree that shades the rear patio, an inviting spot to relax outdoors. Additional highlights include a 1-car garage and recent updates: roof in 2023, HVAC in 2022, and water heater in 2022, brand new carpet in 2025. Some images have been virtually staged. Pinecrest is a golf cart-friendly community offering top-tier amenities including a resort-style pool, tennis and pickleball courts, bocce, fitness center, and playground. Optional golf club membership is also available. Conveniently located near Bluffton schools, shopping, dining, and entertainment, this home blends comfort, value, and location in one of the Lowcountry's most desirable neighborhoods.
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,600 | $279,600 | $279,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,588 | $1,675 | $2,229 |
| Total Monthly Payment | $1,663 | $1,750 | $2,304 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.