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PRICE REDUCED!! THIS WATERFRONT, POOL HOME IN PUNTA GORDA ISLES IS A SHORT WALK TO FISHERMANS VILLAGE! Great location, just moments to the Harbor by boat, and had no flooding, 9. 5' Elevation! This beautifully updated 3 Bedroom, 2 ½ Bath with an Open Floorplan offers a light, airy and welcoming atmosphere. The stunning Gourmet Kitchen, remodeled in 2023, offers light Granite countertops with the matching Granite backsplash, pot filler, wood soft-close cabinets, upscale appliances including the Bosch stainless steel refrigerator (2023), Bosch dishwasher, and a professional Koolmore stainless steel convection electric oven with a five burner-ceramic glass cooktop (2023). The large granite island accommodates seating and includes a built-in stainless steel wine cooler. A full home water purification system installed in 2023. The open floorplan provides a casual eating area near the kitchen which flows into the Great Room. The formal dining area is perfect for family dinners and holiday celebrations. For added convenience, the newly added half bath/laundry area is ideal for visitors while still allowing privacy for overnight guest areas. A separate living area has French doors that lead to the covered lanai allowing you to step out to your private lanai from the Kitchen, Great Room, or the Primary bedroom! Upscale, custom plantation shutters highlight luxury in this home with gleaming wood laminate floors flowing throughout the main living areas. New carpeting (2025) in the Primary Suite and a newly remodeled (2023) Primary En-suite Bathroom with Stone and Granite in the Roman shower, Granite countertops with double sinks. This home also offers two spacious guest bedrooms and a full bathroom which can be closed off for privacy by a pocket door. The new half bathroom with laundry and custom cabinet was added in 2023. Enjoy the gorgeous, heated pool and the separate free-standing hot tub surrounded by the paver brick deck and enclosed with a well-maintained pool cage. The home also offers a large dock and a boatlift with a 13, 000 lb capacity, just 10 minutes to Charlotte Harbor and open water. It's conveniently located only 3 short blocks to Fishermans Village and the popular dog park, as well as a short distance to St. Andrews Golf Course, Pickleball at Gilchrist Park and other parks. Enjoy easy access to I-75, historic downtown Punta Gorda, restaurants, shopping, boating, and a short trip to gorgeous beaches. Don’t miss this opportunity to own this well-maintained, updated coastal home in the perfect location in Southwest Florida!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $619,920 | $619,920 | $619,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.292% | 5.609% |
| Monthly Tax Payment | $983 | $983 | $983 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,520 | $3,767 | $5,024 |
| Total Monthly Payment | $4,595 | $4,842 | $6,099 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.