162 Chicora Lane, Yemassee, SC, 29945 | $398,000

Special Interest Rate With Builder Paid Closing Cost Assistance Welcome to 162 Chicora, ideally situated on a large, private corner lot in the gated Rivers Reach community. Tucked alongside the picturesque Pocotaligo River, this serene Lowcountry retreat offers privacy, natural beauty, and access to a true deep-water community dock--perfect for boating, fishing, and other outdoor activities! Rivers Reach is known for its scenic ponds, sweeping marsh views, and dense woods of grand live oaks draped in Spanish moss, creating a peaceful setting that feels worlds away from everyday stress. Yet, convenience is never far you're just minutes from I-95 and less than 30 minutes from historic downtown Beaufort, SC. The expansive Pocotaligo River provides breathtaking marshland views and abundant natural surroundings. From the community dock's enormous floating pier, you can cruise by boat to Hilton Head, Beaufort, Fripp Island, or even venture out onto the Atlantic Ocean. The possibilities truly are endless. The Hayden floor plan is a spacious two-story home offering five bedrooms and three full bathrooms. The main level features a guest suite, an open-concept layout with a large kitchen island overlooking the living and dining areas, and a flex space ideal for an additional living area or home office. Upstairs, you'll find the primary suite with a walk-in closet and double-vanity bathroom, three secondary bedrooms, and a bonus living space. Square footage dimensions are approximate. Photos are for illustration purposes only. Interior and exterior features, options, colors, and selections will vary. Please contact the sales agent for available options.

Features

  • Amenities: Dock
  • Bedrooms: 5
  • Baths: 3 full
  • Development: Northern Beaufort County
  • Year Built: 2025
  • Heating: Electric, Central
  • Cooling: Electric, Central Air
  • Basement: No
  • Approx Sq. Feet: 2,511
  • Acreage: 0.3
  • HOA Fee: $1,600 Annually
  • View: Neighborhood
  • Appliances: Electric Range, Built-In Electric Oven, Auto/Gar/Opener, Cable TV/Available, Dishwasher, Disposal, Microwave, Refrigerator
  • MLS#: 191545
  • Days on Market: 258 days
  • Website: https://www.raveis.com
    /prop/191545/162chicoralane_yemassee_sc?source=qrflyer
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Laura GambinoSales Associate

860.500.8683

Laura.Gambino@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

John KirkutisVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1424716

970.390.2521

John.Kirkutis@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

162 Chicora Lane, Yemassee, SC, 29945

$398,000

Laura Gambino

Sales Associate

William Raveis Real Estate

Phone: 860.500.8683

Laura.Gambino@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

John Kirkutis

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 970.390.2521

John.Kirkutis@raveis.com

NMLS Mortgage Loan Originator ID 1424716

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $318,400 $318,400 $318,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.4940%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.500% 5.710%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,883 $1,986 $2,601
Total Monthly Payment $1,958 $2,061 $2,676

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.