|
Presented by
David Goldberg |
2800 COVE CAY DRIVE, #5D, Clearwater, FL, 33760 | $225,000
Charming 2-Bedroom, 2-Bath Condo for Sale in Cove Cay
Owner may pay off current assessments with acceptable offer.
This condo on the 5th floor of the desirable 2800 building offers comfortable living in the heart of Cove Cay. The unit features easy-to-maintain laminate and tile flooring throughout, a modernized kitchen with granite countertops and stainless steel appliances, and partially updated bathrooms—one with a tub and the other with a walk-in shower. Enjoy relaxing on the screened balcony, which includes a laundry area and storage closet.
Cove Cay is a sought-after golf course community with 24-hour security and an on-site marina. The beautifully refinished Village IV pool, complete with a hot tub and clubhouse, is just steps away. Please note that golf and marina services are operated separately.
No pets allowed per condo rules.
Maintenance fees and assessment amount for 2026 will be changing. Maintenance fee will be $730 and 2026 assessent amount will be $125 per month.
Features
- Elevator: Y
- Heating: Central, Electric
- Cooling: Central Air
- Levels: 1
- Amenities: Cable TV, Clubhouse, Gated, Pool, Security, Spa/Hot Tub
- Rooms: 4
- Bedrooms: 2
- Baths: 2 full
- Laundry: Laundry Closet
- Complex: COVE CAY VILLAGE IV
- Year Built: 1980
- Approx Sq. Feet: 1,070
- Est. Taxes: $3,909
- Condo Fee: $636 Monthly
- View: Golf Course
- Pet Policy: No
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: TB8406920
- Days on Market: 161 days
- Website: https://www.raveis.com
/prop/TB8406920/2800covecaydrive_clearwater_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
David GoldbergSales Associate
860.305.5768
David.Goldberg@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Jennifer CarretoVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 829975
860.990.4029
Jennifer.Carreto@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartInsurance Sales Director, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2800 COVE CAY DRIVE, #5D, Clearwater, FL, 33760
$225,000
David Goldberg
Sales Associate
William Raveis Real Estate
Phone: 860.305.5768
David.Goldberg@Raveis.com
Jennifer Carreto
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.990.4029
Jennifer.Carreto@raveis.com
NMLS Mortgage Loan Originator ID 829975
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $180,000 | $180,000 | $180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.156% | 5.396% |
| Monthly Tax Payment | $326 | $326 | $326 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,022 | $1,078 | $1,435 |
| Total Monthly Payment | $1,423 | $1,479 | $1,836 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388