125 ISLAND WAY, #403, Clearwater, FL, 33767 | $950,000

** Dock available to purchase through separate negotiation - call for details ** Built in 2023 - Stunning 4th Floor waterfront residence - Never Lived in and only minutes from the sugar white sands of Clearwater Beach and overlooking the Intracoastal Waterway in Clearwater’s sought-after Island Estates community. This spacious 3-bedroom, 2-bath condo blends luxury, comfort, and convenience, all in one of Florida’s most vibrant coastal settings. Upon entry, a wide, welcoming hallway with striking water views sets a serene tone and leads you into a thoughtfully designed open layout. The heart of the home — the kitchen — features high-end cabinetry, GE Café appliances, and plenty of space for those who love to cook or entertain. The bright, airy living area is framed by a 3-pane sliding glass door that opens to stunning views of the Intracoastal Waterway, community pool, spa, and docks. Abundant natural light enhances the open feel, creating a perfect space for both relaxing and hosting. The primary bedroom is generously sized, complete with a walk-in closet and its own 3-pane sliding glass door leading out to a 30-foot balcony — an exceptional outdoor space equipped with ceiling fan outlets, electrical hookups, and a water spigot. The luxurious en-suite bath features a large walk-in shower, private water closet, dual sinks, and space for a makeup vanity. The second bedroom offers its own private en-suite bathroom, providing a comfortable and private retreat for guests or family members. A third spacious bedroom offers even more flexibility — ideal for a home office, visiting guests, or additional family members. Additional highlights include a large laundry room with storage, under cover & open garage parking with interior building access, two assigned spots and plenty of guest parking. Situated directly on the Intracoastal and just minutes from Clearwater Beach’s top attractions — including Pier 60’s nightly sunset celebrations, the Clearwater Marine Aquarium, beachside dining, shopping, boat tours, and watersports — this location offers a true resort-style lifestyle. And with the grocery store conveniently located just across the street, daily living is as easy as the sea breeze. Unit 403 at 125 Island Way is a rare opportunity to enjoy spacious, updated waterfront living in one of Clearwater’s most desirable communities. Come experience Island Estates — and make this exceptional condo your next home. Available for immediate closing. ** Dock available to purchase through separate negotiation - call for details **

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 7
  • Amenities: Elevator(s), Maintenance, Pool, Spa/Hot Tub
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 340 x 204
  • Laundry: Laundry Room
  • Complex: ISLAND ESTATES OF CLEARWATER
  • Year Built: 2023
  • Common Charge: $1,149 Monthly
  • Approx Sq. Feet: 1,850
  • Acreage: 1.59
  • Est. Taxes: $15,639
  • Lot Desc: Flood Insurance Required, FloodZone, In County
  • View: Water
  • Elem. School: Sandy Lane Elementary-PN
  • Middle School: Dunedin Highland Middle-PN
  • High School: Clearwater High-PN
  • Pool: Gunite, Heated, In Ground
  • Pet Policy: Size Limit, Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8406425
  • Days on Market: 85 days
  • Website: https://www.raveis.com
    /prop/TB8406425/125islandway_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/7/2025 3:34:07 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 813-977-3500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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125 ISLAND WAY, #403, Clearwater, FL, 33767

$950,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $760,000 $760,000 $760,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.440% 6.110% 5.952%
Monthly Tax Payment $1,303 $1,303 $1,303
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,375 $4,557 $6,311
Total Monthly Payment $5,770 $5,952 $7,706

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.