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Welcome to your opportunity to own your own affordable retirement home in the established Highland Fairways Golf Community in Lakeland, Florida! Highland Fairways is located near I-4, and is situated between Tampa and Orlando, the property has close access to lots of shopping (Lakeland Square Mall), entertainment (Cinemark), and many restaurants near the mall. This community offers an 18 hole executive golf course and a clubhouse. In addition to the clubhouse, the community provides the following amenities, including a clubhouse kitchen, a conversation area, an exercise room, heated pool, and jacuzzi for year-round use, a library, tennis courts, and shuffleboard courts. Golf carts are allowed for quick jaunts to the clubhouse amenities or the course. Highland Fairways is a very active 55+ community. You will never get bored living in this area. Plus You'll Never Have To Mow Your Lawn, As Your HOA Fee Covers Lawn Care, plus High Speed Internet and Basic Cable!
The home has several updates, including new roof in 2021 and well maintained AC in 2016. Enter through the storm screen door to the main entrance. Enjoy being greeted with a long living room with high ceilings. From the living room visit, the kitchen. It comes fully equipped with all appliances, wooden kitchen cabinets with updated cabinet handles, and solid surface countertops.
Off the kitchen is the dining room with easy access to the porch, which is excellent for sharing a meal in great Florida weather.
From the dining room, visit the spacious primary bedroom with an en-suite bathroom and private access to the screened patio. Split-bedroom floorplan offers tons of privacy. Secondary bedroom features large window with tons of natural lighting and ample closet space. Conveniently located to the spare bathroom, making it perfect for guest use. Room measurements are approx. Buyer To Verify
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,920 | $159,920 | $159,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.144% | 5.415% |
| Monthly Tax Payment | $204 | $204 | $204 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $921 | $958 | $1,275 |
| Total Monthly Payment | $1,200 | $1,237 | $1,554 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.