3130 PRAIRIE DUNES CIRCLE W, Lakeland, FL, 33810 | $199,900

Welcome to your opportunity to own your own affordable retirement home in the established Highland Fairways Golf Community in Lakeland, Florida! Highland Fairways is located near I-4, and is situated between Tampa and Orlando, the property has close access to lots of shopping (Lakeland Square Mall), entertainment (Cinemark), and many restaurants near the mall. This community offers an 18 hole executive golf course and a clubhouse. In addition to the clubhouse, the community provides the following amenities, including a clubhouse kitchen, a conversation area, an exercise room, heated pool, and jacuzzi for year-round use, a library, tennis courts, and shuffleboard courts. Golf carts are allowed for quick jaunts to the clubhouse amenities or the course. Highland Fairways is a very active 55+ community. You will never get bored living in this area. Plus You'll Never Have To Mow Your Lawn, As Your HOA Fee Covers Lawn Care, plus High Speed Internet and Basic Cable!

The home has several updates, including new roof in 2021 and well maintained AC in 2016. Enter through the storm screen door to the main entrance. Enjoy being greeted with a long living room with high ceilings. From the living room visit, the kitchen. It comes fully equipped with all appliances, wooden kitchen cabinets with updated cabinet handles, and solid surface countertops.

Off the kitchen is the dining room with easy access to the porch, which is excellent for sharing a meal in great Florida weather.
From the dining room, visit the spacious primary bedroom with an en-suite bathroom and private access to the screened patio. Split-bedroom floorplan offers tons of privacy. Secondary bedroom features large window with tons of natural lighting and ample closet space. Conveniently located to the spare bathroom, making it perfect for guest use. Room measurements are approx. Buyer To Verify

Features

  • Amenities: Clubhouse, Golf Course, Pool, Shuffleboard Court
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 60 x 100
  • Laundry: In Garage
  • Year Built: 1989
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,210
  • Acreage: 0.14
  • Lot Size: 60 x 100
  • Est. Taxes: $2,444
  • HOA Fee: $218 Monthly
  • Adult Communities: Yes
  • Elem. School: Griffin Elem
  • Middle School: Sleepy Hill Middle
  • High School: Kathleen High
  • Pet Policy: Yes
  • Appliances: Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8407029
  • Days on Market: 167 days
  • Website: https://www.raveis.com
    /prop/TB8407029/3130prairiedunescirclew_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/12/2026 10:33:42 PM)
Listing courtesy of LAND MERCHANTS REAL ESTATE SERVICES, LLC   Phone: 352-403-8200

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3130 PRAIRIE DUNES CIRCLE W, Lakeland, FL, 33810

$199,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,920 $159,920 $159,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.144% 5.415%
Monthly Tax Payment $204 $204 $204
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $921 $958 $1,275
Total Monthly Payment $1,200 $1,237 $1,554

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.