1120 BLUFFS CIRCLE, Dunedin, FL, 34698 | $850,000

Under contract-accepting backup offers. Welcome to this spacious 6-bedroom, 3-bathroom, POOL home located in the desirable community of Scotsdale Bluffs in Dunedin. With 2, 729 sq ft of living space, a 3-car garage, and a fully fenced private backyard, this home offers the perfect blend of comfort, space, and Florida lifestyle living. The home features one bedroom on the main level—ideal for guests or home office—while five additional bedrooms, including the spacious primary suite, are located upstairs. A larger upstairs bedroom (19x14) also functions beautifully as a bonus room or entertainment area.
Enjoy a screened-in lanai with a sparkling heated pool and spa, perfect for relaxing or entertaining. Newer Pool pump, heater and filter. There is a large backyard with your own banana trees. Inside, you'll find a cozy wood-burning fireplace in the main family room which is open concept to the kitchen. With a formal living and dining area as well. This home includes updated bathrooms, and a tankless hot water heater (2023). Roof 2016, HVAC 2017
Located in a NO flood zone with a low HOA, this home is minutes away from the Pinellas Trail, bikeable to downtown Dunedin, and just a short drive to Honeymoon Island and Clearwater Beach. Golf Cart Friendly, this quaint neighborhood offers convenience and charm in one of Pinellas County’s most sought-after areas. 360 walk through video under virtual tour link.
Don’t miss your chance to own this exceptional property in one of Dunedin’s favorite neighborhoods!

Features

  • Rooms: 8
  • Bedrooms: 6
  • Baths: 3 full
  • Lot Size: 65 x 105
  • Laundry: Inside, Laundry Room
  • Year Built: 1997
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,729
  • Acreage: 0.17
  • Lot Size: 65 x 105
  • Est. Taxes: $5,709
  • HOA Fee: $120 Quarterly
  • Lot Desc: Sidewalk
  • Elem. School: Dunedin Elementary-PN
  • Middle School: Dunedin Highland Middle-PN
  • High School: Dunedin High-PN
  • Pool: Child Safety Fence, Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Microwave, Refrigerator, Tankless Water Heater
  • MLS#: W7877252
  • Days on Market: 158 days
  • Website: https://www.raveis.com
    /prop/W7877252/1120bluffscircle_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/11/2026 5:19:43 AM)
Listing courtesy of RE/MAX CHAMPIONS   Phone: 727-807-7887

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1120 BLUFFS CIRCLE, Dunedin, FL, 34698

$850,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $680,000 $680,000 $680,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.241% 6.110% 5.972%
Monthly Tax Payment $476 $476 $476
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,861 $4,077 $5,647
Total Monthly Payment $4,429 $4,645 $6,215

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.