2395 Folly Road, #4f, Folly Beach, SC, 29439 | $598,000

** A 1% lender credit toward eligible closing costs like origination fees and prepaid expenses is available if Buyer chooses to use the Seller's preferred lender. **Wake up to breathtaking sunrises over Morris Island and unwind with stunning sunsets over the Folly River--right from your top-floor, 3-bedroom, 3-bath condo on Folly Beach. This rare, deep-water property offers a bright and open layout, featuring a galley kitchen with a convenient pass-through, a wet bar, and a spacious combined family and dining area--perfect for entertaining or relaxing after a day on the water. The home includes two primary suites and a generously sized guest bedroom with a third full bath, along with ample closet space and storage throughout. Step out onto the private screened-in porch, accessible from both the main living area and primary suite, and enjoy sweeping views of the marsh and river. A dual-headed ceiling fan adds to the comfort as you relaxand take in the coastal breeze after a dip in the sparkling saltwater pool. From one of the best vantage points on Folly, you'll experience the true beauty of Lowcountry sunsets. Location is everything just a short stroll or bike ride to the beach and Folly's vibrant dining scene. But with amenities like these, you may never want to leave: a deepwater community dock ideal for boating, fishing, kayaking, or crabbing, and a public boat launch just across the river offering easy access to some of Charleston's best waterways. Additional highlights: Recent exterior upgrades and improvements HOA includes flood and property insurance, water, pest control, elevator service, pool maintenance, landscaping, dock access, kayak station, electric car charging station, and more Come discover your perfect getawayor forever homeon Folly Beach!

Features

  • Parking: Off Street
  • Heating: Electric
  • Cooling: Central Air
  • Amenities: Dock Facilities, Elevators, Pool
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Room
  • Complex: Turn of River
  • Development: 22 - Folly Beach to Battery Island
  • Year Built: 2000
  • Approx Sq. Feet: 1,477
  • Water Front: Yes
  • Elem. School: James Island
  • Middle School: Camp Road
  • High School: James Island Charter
  • MLS#: 25019430
  • Days on Market: 149 days
  • Website: https://www.raveis.com
    /prop/25019430/2395follyroad_follybeach_sc?source=qrflyer
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Listing courtesy of Century 21 Properties Plus

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2395 Folly Road, #4f, Folly Beach, SC, 29439

$598,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $478,400 $478,400 $478,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.533% 6.533% 5.668%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,792 $2,985 $3,877
Total Monthly Payment $2,884 $3,077 $3,969

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.