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Charming and move-in ready, this 2-bedroom, 2-bathroom double-wide manufactured home is located in the sought-after 55+ resident-owned gated community of Senate Manor in Port Richey. Built in 1974, this home features a spacious layout with a private primary suite, brand-new luxury vinyl plank flooring throughout, and a newly renovated kitchen with modern cabinetry and appliances. A screen-enclosed front porch provides a cozy outdoor space, while a covered carport and utility shed for a washer/dryer. Please note: the home did experience flooding during Hurricane Helene. Seller is willing to work with buyers and if an inspection fails, seller will make repairs. Senate Manor offers a strong sense of community with a low $200/month HOA that includes water, sewer, trash (with recycling twice weekly), lawn maintenance, street lighting, a heated pool and spa, shuffleboard, horseshoes, a clubhouse, gym, and optional storage for boats, RVs, and trailers. The social calendar is packed with fun events, including Taco Tuesdays, potluck dinners, strength training, line dancing, bingo, and more. Ideally located near Gulf beaches, shopping, dining, and medical facilities, this home blends comfort, convenience, and community. Seller will consider contingent offers—be sure to view the photos, and visit the Senate Manor Estates HOA website for more details. OR documents attached to this lisitng. Seller owns another unit nearby if you would like 2 homes.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $82,800 | $82,800 | $82,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $83 | $83 | $83 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $496 | $517 | $688 |
| Total Monthly Payment | $653 | $674 | $845 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.