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Non Deed Restricted, tied to county water, community of Charlotte Park includes a community boat ramp out to big water; Newly updated 1968 built, 1415sf, 3/2 home with a spacious lanai and BIG yard is waiting for you take a look and fall in love! The Living room and Casual Dining are in the front of the home. The Living room has a great view and access to the spacious lanai and awesome yard. The Kitchen/eating area also has sliders out to the lanai. The Kitchen has wood cabinets, Formica counter tops, new appliances and light fixtures. The Primary bedroom is located in the back of the home with a slider out to outdoor living. The private bathroom was updated with a new vanity, toilet and walk-in shower. The 3rd bedroom shares a hall with the Primary bedroom and guest bathroom and is located in the front of the home. The guest bathroom was also updated with a new vanity and has a tub/shower. The 2nd bedroom and Laundry room are off the Kitchen. The large 2nd bedroom has a window facing the front yard, it has painted concrete floors and a new ceiling fan/light. The Laundry room has a window overlooking the backyard, and a door out to the side yard. The washer and dryer are brand new. There is a utility closet that houses the water heater. This was originally the garage. This space does reflect in the county record as living space. The screened Lanai was freshly painted, new fans/lights and has a hurricane screen. Terrazzo and tile floors, new ceiling fans and light fixtures, lower cabinets, counter tops and dishwasher in the Kitchen, updated bathrooms, and freshly painted interior and exterior. The seller said the windows were all replaced in 2004 and new screens 2025. The roof was replaced in 2022. The A/C was replaced in 2024, range, refrigerator, dishwasher, microwave, and all interior doors replaced in 2025. There are clear hurricane shutters for the windows. There is a 10x16 shed in the yard for great storage. A voluntary Community Civic Association is available, if you are interested in joining for a nominal fee of $60 annually. Close to shopping, restaurant's, activities, boating, walking paths, bicycling, festivals, farmers markets, The Charlotte harbor and so much more. . . It is very convenient! This lovely home is move in ready! I will be waiting for your call to see this little gem!
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$250,000
William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $200,000 | $200,000 | $200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.508% | 5.668% |
| Monthly Tax Payment | $242 | $242 | $242 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,198 | $1,248 | $1,621 |
| Total Monthly Payment | $1,515 | $1,565 | $1,938 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.