5 Cedar Reef Drive, #D213, Harbor Island, SC, 29920 | $419,000

This bright and airy ocean front villa will be perfect for your next family vacation. It offers all the conveniences of home while at the beach. The main floor is an open space with tons of natural light. Walk out onto the deck and breathe in the salty sea air and relax. Whether you are in the living room enjoying a movie on the flat screen tv or preparing dinner in the kitchen, you can overlook the dunes and enjoy the pristine view of the Atlantic. The kitchen is fully equipped for all your cooking needs. The full size washer and dryer are off of the kitchen. Wake up to the sound of ocean waves and the beautiful South Carolina sunrise. The first bedroom offers a queen size bed with its own private bath. The second bedroom offers a queen size bed, twin bunk beds

Features

  • Parking: Common, Asphalt, Additional Parking
  • Heating: Heat Pump
  • Cooling: Heat Pump
  • Amenities: Tennis Court(s), Garden, Fitness Center, Dock, Pool, Playground, Clubhouse, Security Gate
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Development: Harbor Island
  • Year Built: 1980
  • Common Charge: $1,685 Annually
  • Approx Sq. Feet: 1,069
  • Est. Taxes: $5,067
  • Appliances: Electric Range, Cable TV/Available, Dishwasher, Disposal, Dryer, Furnished, Microwave, Refrigerator, Washer
  • MLS#: 191512
  • Days on Market: 274 days
  • Website: https://www.raveis.com
    /prop/191512/5cedarreefdrive_harborisland_sc?source=qrflyer
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
Listing courtesy of Beaufort Realty Consultants   Phone: 843-521-2022

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

5 Cedar Reef Drive, #D213, Harbor Island, SC, 29920

$419,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $335,200 $335,200 $335,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.668%
Monthly Tax Payment $422 $422 $422
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,983 $2,064 $2,717
Total Monthly Payment $2,480 $2,561 $3,214

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.