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Presented by
Debbie Giordano |
4 Treeline Circle, #4, Cold Spring, NY, 10516 | $144,900
House is winterized, do not use the water. A RARE FIND! 2015 mobile home in lovely coop community. 2hours notice no appointments after dark. Inside so light and bright with beautiful white cabinets, upgraded kitchen applicances including cooktop and dutch doors wall oven, tile backsplash. This is a wonderful home with lots of upgrades, that needs to be seen. Newer modern bathroom with large tile shower. Washer, dryer stays. Mini split AC units and separate propane heating unit. Plus hot water on demand system. No title yet. Still working on getting it. Outside nicely landscaped with a covered deck, heated deck steps for the snowy, icy days. Two storage sheds, blacktop driveway and space for gardening. This complex is a co-operative park. The home will be transferred with a stock share, a voting right for an additional $4000 and a lease. Low monthly lease includes taxes, garbage. One homeowner must be 55 or over to live here. One small dog and two occupants allowed. Taxes, year built are approximate. Real estate taxes are included in monthly maintenance fee. approximately $500 total monthly amount with taxes and monthly lease fee. Tax varies because of individual NYS programs etc.
Features
- Parking: 2-car
- Heating: Electric, Propane
- Cooling: Central Air, Multi Units
- Levels: 1
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Complex: BROOKSIDE
- Year Built: 2015
- Common Charge: $375 Monthly
- Approx Sq. Feet: 570
- View: Mountain(s)
- Adult Communities: Yes
- Elem. School: Haldane Elementary/Middle School
- Middle School: Haldane Middle School
- High School: Haldane High School
- School District: Haldane
- Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit
- Appliances: Cooktop, Dishwasher, Dryer, Electric Oven, Gas Cooktop, Refrigerator, Tankless Water Heater, Washer
- MLS#: 887418
- Days on Market: 160 days
- Website: https://www.raveis.com
/prop/887418/4treelinecircle_coldspring_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Debbie GiordanoSales Associate
203.988.4730
Debbie.Giordano@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Gerry O'BrianVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 223191
203.274.0501
Gerry.OBrian@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Gene RahillyInsurance Sales Director, William Raveis Insurance
917.494.9386
Gene.Rahilly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4 Treeline Circle, #4, Cold Spring, NY, 10516
$144,900
Debbie Giordano
Sales Associate
William Raveis Real Estate
Phone: 203.988.4730
Debbie.Giordano@raveis.com
Gerry O'Brian
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.274.0501
Gerry.OBrian@raveis.com
NMLS Mortgage Loan Originator ID 223191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $115,920 | $115,920 | $115,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.280% | 5.648% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $658 | $704 | $939 |
| Total Monthly Payment | $733 | $779 | $1,014 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535