4440 40th ST NE, Naples, FL, 34120 | $449,999

Welcome to your private retreat in the heart of the fast-growing Golden Gate Estates! Nestled on 1. 17 acres, this 3-bedroom, 2-bath single-family home offers the perfect blend of rural charm, outdoor lifestyle, and modern convenience. Built in 2005 and meticulously maintained, this estate stands out with a massive 4-car hangar port, air-conditioned detached bonus building, and a fully equipped tiki hut—perfect for entertaining or relaxing in the Florida sunshine.
Outdoor enthusiasts will love the private shooting berm, chicken coop, and wide-open space for gardening, hobbies, or recreational vehicles. Whether you're running a small homestead or looking for a weekend escape, this property delivers unmatched flexibility and functionality.
The location is unbeatable—situated just minutes from Collier Boulevard and Randall Blvd, you're close to top-rated schools, the new Big Corkscrew Island Regional Park, and a growing selection of shops, dining, and services. Plus, with the continued development of nearby Ave Maria, future growth is on your side—making this not only a dream home but also a smart investment.
Additional highlights include:
1, 647 sq ft of living space with open floor plan
Flood Zone AH (favorable insurance zone)
No HOA or restrictions
Room for a pool, guest house, or expansion
Don't miss your chance to own a versatile estate home in one of Naples' most in-demand communities. Whether you're a family, hobbyist, investor, or homesteader—this property is ready for you.
?? Schedule your private showing today and experience the freedom and potential of 4440 40th St NE!

Features

  • Amenities: None
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: GOLDEN GATE ESTATES
  • Year Built: 2005
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 1,647
  • Acreage: 1.17
  • Est. Taxes: $2,754
  • Lot Desc: Oversize
  • View: Preserve
  • Community Type: Non-Gated
  • Pet Policy: No Approval Needed
  • MLS#: 225063012
  • Website: https://www.raveis.com
    /prop/225063012/444040thstne_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of MARZUCCO REAL ESTATE

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4440 40th ST NE, Naples, FL, 34120

$449,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,999 $359,999 $359,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $230 $230 $230
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,217 $2,305 $3,014
Total Monthly Payment $2,522 $2,610 $3,319

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.