27102 HARBOUR OAKS BOULEVARD, Punta Gorda, FL, 33983 | $389,000

Under contract-accepting backup offers. AMAZING DEAL in the desirable gated community of Harbour Oaks-a fantastic value with great potential!!! NEW IMPROVED PRICE!!! This well-built residence needs only a few cosmetic updates and minor repairs to restore its original charm. Ideal for first-time buyers, snow birds, or investors seeking a quick-value renovation. Dont miss the Opportunity to make this Harbour Oaks property your own-Priced to Sell and Easy to Show!! !SPECIAL FINANCING OPPORTUNITY ! 1/0 temporary rate buydown that will reduce your monthly payments is available via our preferred lender!!!

Harbour Oaks is a secluded neighborhood nestled alongside the scenic Peace River Preserve. This private enclave is known for its beautifully landscaped, tree-lined streets and charming atmosphere. Residents enjoy exclusive access to community amenities including a playground, tennis and basketball courts, and a variety of family-friendly events hosted by an active social committee, such as a Halloween hayride, holiday lighting party, Easter egg hunt, and annual neighborhood garage sale.

This well-designed 3-bedroom, 2-bathroom home offers over 2, 000 square feet of living space and a smart split floor plan for added privacy and comfort. Featuring both a living room and family room, a dining area, and a flexible den/office space, this home has room for everyone. The spacious kitchen includes ample cabinetry and stainless steel appliances, with potential for a few updates to bring it to its full modern potential. The Laundry is right off the kitchen featuring Whirpool Washer and Dryer and a good size closet.

Step outside to your extended lanai and sparkling blue pool, perfectly framed by a lush, tropical greenbelt—no rear neighbors in sight! It’s the perfect spot to enjoy your morning coffee while listening to the serene sounds of Florida’s native birds.

Additional highlights include:
• Tile flooring throughout
• Generously sized primary suite with walk-in closet and updated en-suite bath
• AC (2018)
• Updated electrical
• Durable metal roof (2005)
• 2-car garage
• Hurricane shutters
• Extra parking pad

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1995
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,115
  • Acreage: 0.23
  • Est. Taxes: $6,178
  • HOA Fee: $185 Monthly
  • View: Park/Greenbelt, Trees/Woods
  • Pool: Gunite, In Ground
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7512090
  • Days on Market: 184 days
  • Website: https://www.raveis.com
    /prop/C7512090/27102harbouroaksboulevard_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/30/2026 8:09:27 PM)
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICE   Phone: 239-482-5700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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27102 HARBOUR OAKS BOULEVARD, Punta Gorda, FL, 33983

$389,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,200 $311,200 $311,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.178% 5.541%
Monthly Tax Payment $515 $515 $515
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,767 $1,866 $2,502
Total Monthly Payment $2,357 $2,456 $3,092

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.