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Looking for a updated townhome in a great community and convenient location? Then this house is for you. This townhome condo has three bedrooms, 2/5 baths, 1775 square feet, a private gated front courtyard and a screened porch room. The decorator kitchen has been enlarged to include an island, all lower cabinets have pull-out shelves. Appliances replaced in 2017 along with two new air conditioners in 2025. Hard surface floors in all but one bedroom. All of the bathrooms have been remodeled with a soaking tub in the master bath. Storage space galore with two closet in the master and a loft that can be use for storage. A large foyer closet was added during the kitchen remodel. The building was reroofed and painted in 2022. Parking in the one car garage and in the driveway. The association fee of $613 monthly includes internet and cable. Oak Harbour is a beautiful tree-line community on Lake Orienta with boat parking available and a covered dock for fishing or watching the sunset. There is a large clubhouse with pool tables, a ping pong table, a library and game rooms. The fitness center, tennis/pickleball, basketball and shuffleboard courts and a second pool rounds out the amenities at Oak Harbour. Oak Harbour is a pet-friendly community with no breed or weight restrictions. Conveniently located near Altamonte Mall, Advent Health Hospital, restaurants and all Central Florida attractions. OWNER MOTIVATED
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.156% | 5.522% |
| Monthly Tax Payment | $168 | $168 | $168 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,325 | $1,437 | $1,929 |
| Total Monthly Payment | $1,568 | $1,680 | $2,172 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.