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BACK ON THE MARKET! Fall in love with this 4-bedroom, 3. 5-bath luxury home in the gated community of Banyan Bay, nestled along the South Fork of the St. Lucie River in Stuart on Florida's scenic Treasure Coast. This sought-after Barkley model sits on a ΒΌ-acre corner lot with peaceful preserve views and is surrounded by 250 acres of natural preserves, lakes, and walking trails that lead to a private kayak launch, perfect for those who love the outdoors. This move-in-ready home offers a bright open-concept layout with impact doors and windows, plantation shutters, and custom closet built-ins throughout. The chef's kitchen flows seamlessly into the living area and includes a convenient pocket office ideal for remote work or homework. The oversized 2-car garage features epoxy floors, built-in storage, and a dedicated gym space. Energy efficiency with fully paid solar panels and a 220V outlet for an electric vehicle or Tesla charger. Step outside to your private backyard oasis with a heated saltwater pool and spa, lush landscaping, and tranquil preserve views, the perfect place to relax and unwind. Residents of Banyan Bay enjoy resort-style amenities, including a community pool, fitness center, and kayak launch for exploring Stuart's scenic waterways. As an added bonus, this home has already been through inspections and appraised at value, with all title work completed and paid by the seller, creating a smooth and efficient path to closing for the next buyer. Conveniently located close to downtown Stuart, beaches, top-rated schools, shopping, and dining, this property offers the best of Florida luxury living in one of Martin County's most desirable communities.
All listings featuring the BMLS logo are provided by BeachesMLS Inc. This information is not verified for authenticity or accuracy and is not guaranteed.| Type | Dimensions | Level |
|---|---|---|
| Bedroom1 | 14.0 x 20.0 | Second |
| Kitchen | 15.0 x 13.0 | Main |
| LivingRoom | 18.0 x 19.0 | Main |
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Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $863,200 | $863,200 | $863,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.750% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 5.858% | 5.787% |
| Monthly Tax Payment | $817 | $817 | $817 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,767 | $5,037 | $7,110 |
| Total Monthly Payment | $5,709 | $5,979 | $8,052 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.