4445 PEBBLE POINTE DRIVE, Lakeland, FL, 33813 | $329,900

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. IMMACULATE WATERVIEW HOME IN STONEY POINTE – Experience the epitome of carefree living in this stunning 3-bedroom, 2-bath, freshly painted interior, lakeview home, and a brand new A/C system (2025). From the moment you step through the front door, the contemporary design and pride of ownership will impress you. The first floor features newly installed Luxury Vinyl flooring (2025), with ceramic tile in the bathrooms. The well-equipped kitchen boasts glazed, raised panel wood cabinet doors with custom pull-out drawers, stainless appliances, a spacious walk-in pantry, and a breakfast nook. The living room, the heart of this home, transitions seamlessly to a lovely Florida room with large windows offering a serene view of the lake. The dining room is perfect for those special gatherings, with the half-bath conveniently located for your guests. The private primary bedroom, located on the first floor, is spacious and includes sliding doors to the Florida room, a ceiling fan, a large walk-in closet, and an en-suite bath complete with double sinks, a tub, and a separate shower. Brand new carpet (2025) graces the stairway leading to the second floor where two bedrooms, with tray ceilings and ceiling fans, and a full bathroom await, perfect for guests. The two-car garage features two storage cabinets, newer water heater (2021), an automatic door opener, and a pull-down ladder to the attic. Outdoor entertaining is a breeze on the lovely brick paver patio, where you can enjoy the tranquil views of the lake. Roof was replaced in 2017 by the HOA as a benefit of your monthly maintenance. Stoney Pointe is a wonderful maintenance free community and provides many amenities, including a beautiful clubhouse where you can host special events, two swimming pools, a tennis court, walking path through gorgeous nature preserve and 3 lakes for the enjoyment of all residents. Maintenance includes cable, high-speed internet, lawn care, roof replacement and exterior painting. Conveniently located to the new Orlando Hospital/Watson Clinic and VA Medical Facility, shopping, restaurants, Polk Parkway, and central to Tampa and Orlando for a quick commute to Florida attractions and beaches!

Features

  • Amenities: Cable TV, Clubhouse, Pickleball Court(s), Pool, Trail(s)
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 44 x 105
  • Laundry: In Garage
  • Year Built: 1998
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,845
  • Acreage: 0.11
  • Lot Size: 44 x 105
  • Est. Taxes: $1,393
  • HOA Fee: $350 Monthly
  • Elem. School: Highland Grove Elem
  • Middle School: Crystal Lake Middle/Jun
  • High School: Lakeland Senior High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range
  • MLS#: L4954237
  • Days on Market: 170 days
  • Website: https://www.raveis.com
    /prop/L4954237/4445pebblepointedrive_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/15/2026 10:47:07 AM)
Listing courtesy of REMAX EXPERTS   Phone: 863-802-5262

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4445 PEBBLE POINTE DRIVE, Lakeland, FL, 33813

$329,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,920 $263,920 $263,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment $116 $116 $116
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,519 $1,581 $2,104
Total Monthly Payment $1,710 $1,772 $2,295

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.