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The Previous Buyer's Contingency Fell Through - This Exceptional, Move-In Ready Home Is Once Again Offered for Sale! Discover the perfect blend of waterfront living and modern upgrades in this beautifully maintained 3-bedroom, 2-bath canal-front home with direct access to Lake Tarpon. Located in a quiet Palm Harbor neighborhood, this property is packed with high-value features and zoned for A-rated schools, including Palm Harbor University High. The open floor plan offers 1, 547 square feet of living space, with soaring 10 foot ceilings and natural light pouring in through impact-resistant windows and sliders (2020). The kitchen and bathrooms were fully remodeled in 2019, showcasing sleek finishes and functionality. The kitchen updates include stainless steel appliances, custom cabinetry with tons of pull out shelves, a designer backsplash, a farmhouse sink and quartz countertops. The roof was replaced in 2019 and the solar panel system is fully paid off to provide energy efficiency and long-term savings—plus the home is hard-wired for two generators, both of which convey. Step outside to your covered lanai, offering ample space for gatherings, and a large screened-in area with a hot tub and fire pit—perfect for year-round indoor-outdoor living and also creating a relaxing backyard retreat. Enjoy coastal living with your private dock, boat lift, and boathouse (2016), with the convenience of a remote controlled lift, plus water and electric-perfect for launching into Lake Tarpon’s 2, 500+ acres of boating and fishing paradise as well as Tarpon Turtle, a lakeside boat accessible restaurant. There is also a 12x12 sitting area built with low-maintenance composite decking to further enjoy relaxing waterside. Lake Tarpon is the largest lake in Pinellas County, and is located about 10 miles west of Tampa, between Palm Harbor and Tarpon Springs. It's recognized as one of the top 10 bass lakes in FL by Florida Fish and Wildlife Conservation (FWC). The enlarged 3-car driveway (2019) and new garage door (2021) add convenience, The reinforced seawall (2000) ensures long-term stability and peace of mind. Lake Shore Estates is minutes from the 135 acre A. L. Anderson Park nestled off U. S. 19 in Tarpon Springs. This park provides wooded areas for exploring, cypress trees along the shoreline trail, and beautiful vistas overlooking Salmon Bay and Lake Tarpon. And also nearby is the 255 acre Chestnut Park located on the Eastern Shore of Lake Tarpon. Just 10–15 minutes from Honeymoon Island and Clearwater Beach, and only 30 minutes from Tampa International Airport, this home offers both coastal charm and commuter convenience. HOA is optional and the benefits include use of the grounds, such as the popular dog park, basketball hoop, and playground and the dock for just relaxing. And of course, the private community boat ramp. The club grounds are open to members only and is not public. There is no CDD.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.144% | 5.415% |
| Monthly Tax Payment | $335 | $335 | $335 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,533 | $2,635 | $3,508 |
| Total Monthly Payment | $2,960 | $3,062 | $3,935 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.