|
BRAND NEW LVP JUST INSTALLED IN KITCHEN/FAMILY ROOM! NEW PRICE & MOTIVATED SELLER! POPULAR Delphina End Unit Villa located in the Crescent Ridge Neighborhood of On Top of the World, a Premiere Gated Golf 55+ Community in Ocala FL. Light and bright end unit with 2 bedrooms, 2 baths (primary w/step-in shower), 1. 5-car garage (sufficient for car & golf cart), Open Concept Kitchen-Family Room, Great Room, and screened lanai. ROOF 2013, HVAC 2018, WINDOWS 2022. Located on a tree lined street, centrally located within the community for easy access to all the amenities! The end unit provides extra privacy with only 1 common wall. Cute front porch perfect place to enjoy your morning coffee, evening beverage, and to meet your neighbors! Step inside the Great Room. The interior of the home has recently been painted throughout. The upgraded wall-to-wall carpet was installed in 2024. The bedrooms are to the left with the hall/guest bath dividing the bedrooms. The large primary bedroom boasts a walk-in closet and en suite bath with step-in shower! Move back through the home to the Family Room – Kitchen! The kitchen bottom cabinets and dishwasher were just replaced in June 2025! The upper cabinets were faced to match the lowers, with a beautiful Corian countertop! Newer appliances and island with seating, as well as table space! Cute little screened lanai offers perfect outside living space. Access the garage via the Great Room where the washer/dryer are located. The monthly HOA fee includes Basic Spectrum Cable, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 monitored gates and all the amenities that OTOW has to offer; three pools (2 outside & 1 inside & another under construction), two state of the art fitness centers, pickleball, billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to three shopping centers. Centrally located 20 minutes from the World Equestrian Center, easy drive to 4 cruise ports and/or airports, and within a close proximity to entertainment complexes in Orlando.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$119,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $95,200 | $95,200 | $95,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | $234 | $234 | $234 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $563 | $594 | $772 |
| Total Monthly Payment | $872 | $903 | $1,081 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.