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Discover charm and comfort in this beautifully updated North Fork home. This thoughtfully updated Cape Cod-style home offers the ideal opportunity to live, invest, or retreat on the coveted North Fork. Featuring 3 bedrooms, the home has been lovingly maintained and smartly improved over time—stripped down to the studs in 2010 and fully rebuilt, including new electric, plumbing, siding, windows, and roof at the time. More recently, a beautiful kitchen renovation was just completed, showcasing brand-new wood cabinetry, warm butcher block countertops, a classic farmhouse sink, partial updated appliances, and a sunlit passthrough to the living room—perfect for easy entertaining. Additional updates (just complete) include fresh interior paint throughout, new flooring in the primary, plush carpeting on the stairs and upper bedrooms, an updated bathroom vanity, refreshed bathroom cabinetry, and stylish paneling—bringing a crisp, move-in-ready feel to the entire home. Step outside to discover a deep, lovely backyard, accessed through sliding doors off the kitchen and framed by a newly reseeded lawn—ideal for outdoor dining, lounging, and relaxing. And here’s the bonus: the property line extends approximately 150 feet beyond the tree line, offering the potential to double the size of your backyard! (Lot depth measures total of 310 feet on one side and 267 feet on the other, tree line is at 150 feet mark). The full basement offers excellent potential for recreation space conversion or continued optimal storage. With a rental permit already in place, this home also presents a compelling investment opportunity. Located just minutes from renowned wineries, farm-to-table restaurants, and the charm of the North Fork. This is an unbeatable value in one of the most desirable destinations or place to call home - the North Fork! Whether you’re seeking a year-round residence, a weekend getaway, or an income-generating property, this home checks all the boxes!
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Our Executive Mortgage Banker:
Our Insurance Division:
$589,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $471,200 | $471,200 | $471,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.571% | 6.533% | 5.668% |
| Monthly Tax Payment | $485 | $485 | $485 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,787 | $2,940 | $3,819 |
| Total Monthly Payment | $3,364 | $3,517 | $4,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.