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One or more photo(s) has been virtually staged. Storm-proof and flood-FREE, this beautifully updated 3-bedroom home in Apollo Beach, FL suffered NO hurricane damage and NO flooding during the 2024 storms Helene and Milton. Move-in ready, with no CDD and no HOA, this home offers peace of mind, low ownership costs, and modern upgrades throughout. Tile flooring runs through the entire home. The remodeled kitchen features upgraded plumbing, new cabinetry, granite countertops, and an island with breakfast bar overlooking an open dining or flex space flowing into a spacious family room—ideal for entertaining. Major upgrades include a high-efficiency A/C system with an ultraviolet air filtration system, plus hurricane-resistant windows and double sliding glass doors. The interior is neutrally painted and includes three generously sized bedrooms and an updated bathroom. Enjoy outdoor living with a front porch and back patio overlooking a large, fully fenced backyard. Exterior paint, gutters, and a tankless water heater were completed in 2023. The home has not been lived in full-time and shows exceptionally well. Conveniently located with easy access to US-41, I-75, and Hwy 301, providing quick commutes to downtown Tampa, MacDill AFB, Brandon, and Sarasota. Close to shopping, dining, and medical facilities. Flood insurance is assignable. Both homeowners and flood quotes available upon request. Washer and dryer included if desired (not warranted).
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,250
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $1,800 | $1,800 | $1,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.156% | 5.396% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $10 | $11 | $14 |
| Total Monthly Payment | $85 | $86 | $89 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.