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Truly move-in ready! Inspections and engineering reports have already been completed, giving buyer added confidence and peace of mind. This beautifully updated two-bedroom, two-bathroom home in the all-age community of Shadow Brook is vacant and ready for immediate move-in. The 2023 remodeled kitchen is a chef’s dream, featuring sleek modern cabinetry, quartz countertops, and stainless-steel appliances. Natural light fills the spacious living room through oversized windows, and the split floor plan provides both comfort and privacy. The primary suite includes a walk-in closet and a spa-like ensuite with a modern vanity and a beautifully tiled walk-in shower, while the guest bedroom offers a Jack-and-Jill bathroom with a dual-sink vanity and a tiled tub surround. The enclosed lanai adds flexible living space—perfect as a guest room, home office, or hobby area. Extensive recent updates provide peace of mind, including a new hot water heater (Sept 2025), a new HVAC system with UV light and anti-mold features plus all-new ductwork (2022), a new vapor barrier, insulation, and 10 new anchors (2023), an upgraded 150-amp electrical panel with surge protection (2023), new plank tile flooring over sturdy 1-inch plywood subfloors (2022), updated lighting throughout (2024), and fresh Sherwin-Williams mold-resistant paint inside and out (2024). The durable membrane roof has an estimated 25 years of life remaining. Recent foundation updates (Dec 2025) meet current HUD code guidelines, including new longitudinal stabilizers, extra straps and anchors, and rodent-proof block and brickwork for added stability and long-term protection. Shadow Brook offers low quarterly fees that include internet, cable, water, and sewer, along with great amenities such as a pool, clubhouse, and active community events. This is a land-owned community with no lot rent. It is conveniently located near I-75 and I-275 providing easy access to Tampa, St. Pete, Sarasota, beaches, shopping, and dining. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$159,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $127,200 | $127,200 | $127,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | $36 | $36 | $36 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $732 | $773 | $1,031 |
| Total Monthly Payment | $843 | $884 | $1,142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.