6321 ENGRAM ROAD, New Smyrna Beach, FL, 32169 | $649,000

Calling all fishing, surfing, and sun-loving enthusiasts—this is your coastal dream come true. Just steps from the ocean, this solid two-story concrete block home offers the perfect blend of durability, comfort, and laid-back beach lifestyle. Whether you're heading out to catch the morning swell or spending your evenings casting a line, you'll love coming home to this thoughtfully designed retreat. The oversized 32-foot-deep garage is a rare find—perfect for storing a boat, surfboards, or all your outdoor gear. Inside, the main level features a bright and open layout with a modern kitchen, designated dining area, comfortable living space, and a convenient half bath for guests. Upstairs, you'll find two spacious ensuites with walk-in closets and a charming hallway nook ideal for a study space, reading area, or showcasing your favorite coastal decor. The primary bedroom opens to a large private balcony with ocean views—an ideal spot for morning coffee or evening breezes. Built with concrete block on both floors and topped with a classic Spanish tile roof, the home includes impact-rated windows and sliders for peace of mind. Additional features include newer stainless steel appliances, a 2013 HVAC system, central vacuum, hot and cold outdoor shower, irrigation system, and a paver driveway and back patio. The backyard is fully enclosed with a six-foot vinyl privacy fence, offering a great space for entertaining or relaxing after a beach day. Located outside of a flood zone and has never flooded, this home is move-in ready for your next adventure. Bring your boat, your board, and your beach towel—your Florida lifestyle starts here.

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Lot Size: 50 x 100
  • Laundry: In Garage
  • Year Built: 2002
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,472
  • Acreage: 0.11
  • Lot Size: 50 x 100
  • Est. Taxes: $3,500
  • Elem. School: Coronado Beach Elem
  • Middle School: New Smyrna Beach Middl
  • High School: New Smyrna Beach High
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: NS1085405
  • Days on Market: 175 days
  • Website: https://www.raveis.com
    /prop/NS1085405/6321engramroad_newsmyrnabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/21/2026 6:17:08 PM)
Listing courtesy of LOCAL LIVING REALTY GROUP   Phone: 386-314-5458

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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6321 ENGRAM ROAD, New Smyrna Beach, FL, 32169

$649,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,200 $519,200 $519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.132% 5.541%
Monthly Tax Payment $292 $292 $292
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,948 $3,110 $4,174
Total Monthly Payment $3,332 $3,494 $4,558

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.